SOA help?

neilscot44

hmm i was trying to paste SOA form i tried to fill in but it came out a mess, how do i delete this new thread and try another lol...

or
i could ask a question.

My partner and myself are going BR but seperately. So when filling in an SOA do i put details for us both or just for me, ie my half of the rent etc and my debts and he does his own SOA.
Although we share everything the BR will be seperate.
Hmm not sure if this is making sense, my head is minced as we say up here..
thanks

fermi

neilscot44 wrote: »

how do i delete this new thread and try another lol...

You can't.

There was a post the other day that probably answers your other query.

Let me find it.....

fermi

Does my answer in this link help?

Click ---> https://forums.moneysavingexpert.com/discussion/2761858

neilscot44

fermi wrote: »

Does my answer in this link help?

Click ---> https://forums.moneysavingexpert.com/discussion/2761858

Ah thanks i think this helps.
At the end of the day we are trying to live of my student loan and housing benifit so i guess i will put it for us both as other half is still trying to get a job and has NO income. saying that though he has his own set of debts!
I may try doing it and putting it up see if i should be afjusting figures etc..
Thanks

neilscot44

deleted this quote and got a better layout further down thanks to philnicandamy!

neilscot44

ok how come mine comes out a mess..
This is my share of things, not good reading..

seeya23

what site do i go to.to do a soa

confused76

http://www.makesenseofcards.com/soacalc.html
here you go

seeya23

confused76 wrote: »

http://www.makesenseofcards.com/soacalc.html
here you go

thanks confused

philnicandamy

dont forget once completed select the "format for MSE" option...then simply cut & paste into a new message box here

neilscot44

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household.........
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 436
Partners monthly income after tax....... 0
Benefits................................ 520
Other income............................ 0
Total monthly income.................... 956
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 149.8
Rent.................................... 450
Management charge (leasehold property).. 0
Council tax............................. 26
Electricity............................. 89
Gas..................................... 20
Oil..................................... 0
Water rates............................. 0
Telephone (land line)................... 36
Mobile phone............................ 20
TV Licence.............................. 12
Satellite/Cable TV...................... 20
Internet Services....................... 0
Groceries etc. ......................... 200
Clothing................................ 20
Petrol/diesel........................... 60
Road tax................................ 33
Car Insurance........................... 45.87
Car maintenance (including MOT)......... 40
Car parking............................. 3
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 20
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 10
Haircuts................................ 5
Entertainment........................... 0
Holiday................................. 25
Emergency fund.......................... 20
Total monthly expenses.................. 1304.67

Assets
Cash.................................... 200
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 0
Other assets............................ 0
Total Assets............................ 200

Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 0........(0)........0
Hire Purchase (HP) debt ...... 2500.....(149.8)....0
Total secured & HP debts...... 2500......-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
Egg............................7087.3....1.........0
Lloyds TSB.....................8899.69...0.........0
Total unsecured debts..........15986.99..1.........-

Monthly Budget Summary
Total monthly income.................... 956
Expenses (including HP & secured debts). 1,304.67
Available for debt repayments........... -348.67
Monthly UNsecured debt repayments....... 1
Amount short for making debt repayments. -349.67
Personal Balance Sheet Summary
Total assets (things you own)........... 200
Total HP & Secured debt................. -2,500
Total Unsecured debt.................... -15,986.99
Net Assets.............................. -18,286.99
Created using the SOA calculator at www.makesenseofcards.com.
Reproduced on Moneysavingexpert with permission, using IE browser.



Ahhh thats much better, Thanks Philnic......
Hmm still looks bad reading lol

Anything i should be adjusting???