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Help after BR
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INAMESS
Posts: 150 Forumite


Hi all, last time i came on here was last year looking for advice as i was thinking of going BR, well i went BR in December and a couple of weeks ago i got my letter saying i had been discharged early, all good so far, what i would like to know is are there still restrictions in place for me even though i have been discharged?? Also are there things i should be doing now ive been discharged to do with my previous debt or my future money situation?? Do i need to be proactive with anything?? I had some good advice last time i came on here so hoping for the same now
Cheers

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Comments
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hi there congratulations on your ED!
was an IPA put in place for you where you pay back something each month?0 -
Hi thanks for the message, no there was no IPA, ive not had to pay any money back thank god......lol0
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Hi INAMESS, then if you have no IPA.......your free!! I'd wait a few months and then clear up your credit file.
Fermi’s, Credit Reference File Clean Up Post Bankruptcy Sticky - [URL="http://forums.moneysavingexpert.com/showthread.html?t=677875
"]Click here[/URL]
Congratulations on your ED
Best wishes
If...x"If wishes were horses, then beggars would ride"
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Hi so all i really need to do is clear up my credit file?? How do i do that? When would be the best time to start etc? Cheers0
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follow the instructions in IF's post above...you dont have to do the cleanup BUT if you do it can help if any problems pop up later down the line
best time to start it? straight away although I usually tell folks to leave it a month or two after dischargeWe all die. The goal isn't to live forever, the goal is to create something that will0 -
Well done on your early ED:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Congrats on the early ED. I got ED in June, it's a good feeling isn't it?!!0
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Hi thanks for the good wishes
How do people build up their credit rating after bankruptcy? I guess cleaning up the file is the start but what about after that?
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Hi has anyone any thoughts on how you build up your credit rating after BR??0
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