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BI in the house

Hiya,

Getting our house valued tomorrow :( and am so nervous. Have spent all day cleaning even though want it to be valued low - am driving myself round the bend (not to mention the rest of the family :o).

Anyway, we have had the redemption statement thru from our mortgage provider and this includes approx £10k in early redemption charges (we took out a 15 year term 3 years ago). Will the OR take all this into account when working out we are in negative equity or do they just look at what we have outstanding on our mortgage at the mo?

Am i making any sense? My head is spinning and am getting myself very worked up.

Thanks guys,
Jedi x
Finally getting my life on track. Onwards and upwards.
BSC No 327
GC Jan £336.91/£450
GC Feb £0/£400

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    they may do as the term is so long, ie they could not wait for it to finish
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
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