Monday 11th October - What small DFW things will you do today???!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Well hello there my lovelies :wave:

I'm up a bit earlier this morning so thought I would get us kick-started

Today:

• work work work
• shopping at lunchtime for things on my list only!
• something cheap for lunch
• booked hotel - got quidco cash back
• get travel insurance - use quidco again hopefully
• call docs later
• look into one of those pre-paid credit cards for travel
• transferred £ from paypal to bank a/c
• email wedding venue

Looking forward to hearing what small things everyone else is up to

Catch up again later.

OliveOyl_2

Morning All :hello:
Thanks La E

I'm feeling really bright and cheerful today (irritating I know :rotfl:) My internet connection has been pretty intermittent these last couple of days, but it meant that Popeye and I had a lovely day in the garden, without me constantly telling him how many people "liked" the Kits for Kids page on facebook :rotfl:

So today I have/will:

• watch my plants grow, water them and talk to them :j
• dig a bed for tomato plants :j
• check banking
• home manicure - gardening aint good for finger nails
• make a meal plan for the week, and a shopping list and stick to it
• source some worms for the farm as Popeye fitted a tap yesterday, we're ready to go :j
• read papers on-line
• nag DD & DS2 by e-mail
• do 20 mins on the CT and Shred...... _pale_

Oooh and see if we still can have our FREE night at a Spa in November :j:j
Have a great day everybody :A

josiebabie

Morning La E thanks for starting us off!
I am early this morning as I managed to get DD up with no issues! Only cos she thinks we're going to Grandma's house again....am I a bad mother? LOL

My list today:-
- NSD
- [STRIKE]Check banking[/STRIKE]
- [STRIKE]Charge mob at work[/STRIKE]
- Do some surveys
- Try on Next arrivals and decide which are going back (items not are being paid for by my survey money )
- Check clubcard balance online, ex buys his work fuel using my clubcard
- [STRIKE]Work hard today? Seem to have cleared up the issue at work [/STRIKE]:)
- [STRIKE]Submit purge claims and sell more![/STRIKE]
- [STRIKE]Lunch and [/STRIKE]dinner from stores, [STRIKE]including HM rice pudding from my SC[/STRIKE]- Check for new bills coming in.
- Try to get DD to bed early again tonight so another hassle free morning tomorrow

That's it for me!
Jx

Determined - rice pudding in SC was 50g pudding rice, 1 pint FF milk, 25g caster sugar, cook until it's done! On the recipe I followed it said 2 1/2 hrs on high. but it didn't work, so I left it on low over night, still not enough - left it on low while i went to work and it was perfect!!!!

josiebabie

Just "liked" you on FB Olive

La_escocesa

josiebabie wrote: »

Just "liked" you on FB Olive

Was just thinking of doing the same thing Just so OliveOyl can tell Popeye :rotfl:

determined_new_ms

Morning everyone :wave: new work era for me by manager said I should now return to "Manager's" hours & not work the shifts anymore to re-create a little distance beteen me & my staff so they actually start seeing me as the manager! So not a mad dash this morning!

Josie - how did you make hm rice pudding in the SC can I have the recipe please??? :A

Ok today:

• [STRIKE]phone bed company at 8 & get them to deliver tomorrow - actually I might work at home this morning if they're gonna come early. I'll give them a call & work it out...[/STRIKE]
• [STRIKE]signed up with freecycle as we are looking for a cabinet thingy for our laundary room [/STRIKE]
• [STRIKE]checked banking[/STRIKE]
• NSD nope bought a chicken slice from the bakery
• call dd & make arrangements to meet up tomorrow
• [STRIKE]go easy on the accelerator in my car [/STRIKE] and worked in home town so saved myself a days petrol
• [STRIKE]leftover lassange for lunch[/STRIKE] nope realised I need to finish off the pea & mint soup
• [STRIKE]cottage pie for tea - off of list [/STRIKE] went for chilli con carne as it seemed less hassle than peeling & mashing potatoes
• [STRIKE]text friend and "remind" her to pay me the money she borrowed today[/STRIKE] no response as yet....
• [STRIKE]read my book in my lunch hour (First one off of my 20 books list on my 101 in 1001)[/STRIKE]
• return joggin trousers for a refund as they don't fit nope
• also cleared laundary room so its actually a working room rather than the place we store things before throwing them out or taking to the tip :j
• transferred £2 into my Day Zero Fund/updated sig
  

Ok that's it. Must rally watch my finances for the rest of the month after buying the mattress on Sat (still not sure whether this is or :eek:) Have a great day everyone x

what's that expression about the road to hell being paved with good intentions??? :rotfl:

catmiaow

Hey all,

My list:

[STRIKE]Check bank
Email people back
Email back on FB
Do comps
Sort cats out
Take rubbish out
Need to get washed and dressed
Go to work - boo
More comps later[/STRIKE]
Dinner from stores
[STRIKE]Use free mins and texts
washing on[/STRIKE]

Hope everyone has a good day!

Wannabe01

Good Morning everyone, It’s a dry but cold morning here.

I’ve got a rather busy day planned for today, as there is a lot of freelance work to be completed.

My list for today:

• Catch up with emails
• Get DS off to school
• Contact college (can’t get in today as brakes are playing up on the car)
• Wait on the mechanic coming out to sort the car
• Relaxing shower
• Check pigsback
• Catch up with surveys
• Sort budget for October
• Transfer money from Paypal
• Look into benefits for DM
• Update weekly work list and diary
• List 5 items in ebay account
• Sort party plan account
• Look for some freelance work
• Complete E assignments
• Catch up with laundry
• Complete 3000 word report for client
• Complete 2100 word report for client
• Collect DS from school
• Sort menu plans for this week
• Take meat out the freezer for dinner
• Make a start on de-cluttering the living room
• Check online bank and move money around
• Do some of the ironing pile
• Do some course work
• Complete 2100 word report for client
• Make dinner
• Order a top for graduation
• Pay some money off personal loan
• Visit DM to test the car once it has been sorted.

I think that is everything that I need to do today, so here goes…………..

stitching_witch

Morning all, busy start to the day already and plenty left to do!

So far I have:

• run DW overnight on Economy 7
• run WM overnight on Economy 7
• hung HC on airer as not sure what weather is doing
• emptied DW
• run DS3 a bath in time for water to reheat on Economy 7 (he wasn't that impressed at the time )
• checked banking
• checked for surveys

Still to do:

• feed and water chickens
• make a lunch to take to work
• do knitting at lunch time to avoid the shops
• do a freezer dive for dinner
• write a meal plan for the next fortnight
• have an NSD
• try to get through the next two days at work - boss is off to USA on Wednesday for a month. He churns out TONS of work leading up to it so there's nothing outstanding when he goes, but it's hard work for us "girls"!!

I suppose first on my list ought to be get dressed ........ :rotfl:

OliveOyl_2

La_escocesa wrote: »

Was just thinking of doing the same thing Just so OliveOyl can tell Popeye :rotfl:

josiebabie wrote: »

Just "liked" you on FB Olive

:j 129 people :j

Thanks :A

Candy0107

Afternoon All,

Thanks for starting the thread La Escocesa

Hello to those who have posted before and will post after me

Today I have/will
• Checked online banking – no change there but had to check
• Check emails and do any surveys if available
• Meals from store cupboards
• Home made filter coffee for the journey to work
• Used my rail pass to get to work
• Have a LSD – meeting a friend for coffee after work
• Need to buy a card for my friend who has just got engaged
• Need to look for MS jobs
• Need to catch up with friends on FB rather than texting people
• Read newspaper online and get the free newspaper at the station
• Need to check out the freebies board
• Enter comps online
• Washing on a quick wash
• Look into getting laser hair removal – a local clinic offers it at 0% interest...or look at other options (this is not for vain reasons, I have PCOS and it REALLY affects my confidence!)
• Need to read the forum for the weekend and catch up on today’s postings

Take care everyone and have a great day
Candy xxx