Is this the best fixed rate around?

JimmyTheWig

rooban wrote: »

5 years Fixed
3.94% Booking Fee - £99
LTV - 60%

Certainly looks good.
Can't say whether it's the best or not (you'd need to go through personal circumstances with a broker to establish that) but I'd be happy to take that rate if you can get it.

2 years fixed
2.89%

Personally I don't see the point in 2 year fixes at the moment. 2 years time may well be the high point in interest rates. It doesn't give you long to have increased salary or to have paid off much capital. So what would you do in two years time if rates are high?

southantrim3

rooban wrote: »

Hi,

Can anyone out there better the below mortgage rate offered by HSBC? If so the contact me back with details please. Appreciate the help

5 years Fixed
3.94% Booking Fee - £99
LTV - 60%


or
2 years fixed
2.89%

Thanks
Rooban

:beer:

This appeared on the Daily Mail's money section as a best buy today so I think you have a good deal there. (Not that I agree with everything the Daily Mail says before you all shoot me down! )

cmma01

rooban wrote: »

Hi,

Can anyone out there better the below mortgage rate offered by HSBC? If so the contact me back with details please. Appreciate the help

5 years Fixed
3.94% Booking Fee - £99
LTV - 60%


or
2 years fixed
2.89%

Thanks
Rooban

:beer:

Principality 2.74%, fixed, 2 years
Santander 2.75%, fixed, 2 years
ING Direct 2.79% fixed, 2 years

Coventry 2.99%, fixed, 3 years
Post Office 3.35%. fixed 3 years

Yorkshire 3.89%, fixed, 5 years

Figures from M-Supermarket website or lender's site