Payday Loan advice

UnderPressure

Hello

I hope you have managed to sort this out by now

You have had the "dont do it" speaches so now I thought I would have a go at answering you question

Dont know of any personally but after a quick Google I did find this comparison site:

http://www.badcreditgoodsolutions.co.uk/payday-loans.asp

This one seems useful as it seperates the lenders from the brokers, I dont know why it just seems a good idea to me to actually borrow from the lender rather than through a broker...............

Anyhow HTH

pjcox2005

Just some thoughts (they may not be useful at this stage):

1) Are you sure you need it and can't delay other expenditure to make up the shortfall?

2) If you do, have you tried:

- having a conversation with your bank to extend an overdraft

- a credit card with some spare capacity

- would a traditional pawn brokers help (i'm not sure what the rate of interest is but I thought you deposited something of value and then brought it back in 2 weeks time - may be lower cost. Others please feel free to comment).

- Sell unwanted stuff even if it's to a cash converter company it may work out cheaper.

- If you are looking for a payday type loan, have you checked the cashback websites to see if they offer money for taking one out (e.g quidco, topcashback etc.).

CHR15

rtho782 wrote: »

Why the hate?

It isn't hate, people are simply trying to help the OP avoid this

https://forums.moneysavingexpert.com/discussion/2785060

nowtbutcopperinmypocket

i have used payday loans afew times now and i have to say i've had no problem, i like the fact that on pay day its paid back not like it would be with the likes of greenwoods ect,

yes its true you have to pay for the service they provide but you would do any ways, i'd rather than then get charged for been overdrawn at the bank

i have used other companies and i have to say this, steer well clear of fortrus 1 month loans, this comany charged me £25.00 to have the money in my bank the same day, rip off,

hope this helps.

:T

Daisy4567

Don't do it!!

My DH and I made the HUUUUUUUUGE mistake of having used them and by hec are we paying now!!

Just from someone who knows - dooooooooooon't!