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Getting money back - debtor's address unknown
mistadobalina_2
Posts: 2 Newbie
in Loans
Hello,
I was wondering if someone could help me on that. In short there is a person who owes me about £1000, which money should have been paid back 2 years ago. I have an interest free loan agreement form signed by him, know his date of birth, where he worked at the time of the agreement and even have a picture of him.
Long time ago I tried to contact him by phone (no longer have the number) and more recently by both ordinary and recorded letters. No response.
Now I would like to take the matter to court or use a service of a debt collection agency, preferably the former. The only problem is that he may have moved out.
In such case can I still make a court claim and somehow they will take care of the rest (it's probably foolish to even think so) or should I first verify the residence address of that person? If the latter holds then how can I do it?
Thanks!
I was wondering if someone could help me on that. In short there is a person who owes me about £1000, which money should have been paid back 2 years ago. I have an interest free loan agreement form signed by him, know his date of birth, where he worked at the time of the agreement and even have a picture of him.
Long time ago I tried to contact him by phone (no longer have the number) and more recently by both ordinary and recorded letters. No response.
Now I would like to take the matter to court or use a service of a debt collection agency, preferably the former. The only problem is that he may have moved out.
In such case can I still make a court claim and somehow they will take care of the rest (it's probably foolish to even think so) or should I first verify the residence address of that person? If the latter holds then how can I do it?
Thanks!
0
Comments
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You would need an address to be able to serve notice of intention to take court action as well as the court claim itself I'm afraid.
Electoral role?Total 'Failed Business' Debt £29,043
Que sera, sera.
0 -
have a look on facebook, twitter, myspace etc, for any clues to current home / work location..-
may be able to write to employer, for an attachment on their earnings? the embarrasment factor alone may get a response!
the online www.BT.com phone directory may also help, if an unusual name..?Long time away from MSE, been dealing real life stuff..
Sometimes seen lurking on the compers forum :-)0 -
Thank you for your responses. I used an online electoral roll search service but didn't get any valuable information. The only conclusion I could draw was that the person wasn't living there any more. Sadly the name seems to be far too common to make phonebook or facebook investigation feasible. I gave both a go anyway and got over 500 results on facebook. I don't know his current employer so I cannot achieve much here either.
Maybe it's worth to use specialist service? The place I used for the electoral roll search (that costed me a fiver) offers people tracing for ~£30 and they say that they only charge if they find the person.0
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