Council Tax Cost Cutting: reduce your band and grab any discounts Discussion Area

meerustar

I wish my mother didn't watch Martins show last night as she has been on the phone all day asking me to check her banding.

She lives in a 3 bedroom semi, and in 1991, almost all the houses were the same. Now a lot have extensions, loft conversions, conservatories etc etc and have been selling at roughly £145,000. Mums has none of these extras and is still the same basic semi she bought in 1970.

Anyway, having looked at the calculator at a house with no extras that sold in 2004, then in 1991 it is roughly 37k. (Band A)

Yet, if you choose a house up the street that sold in May last year (145k) then it works out to be Band B.

So, as there have been no improvements, can she go ahead and try and get them to reband?

Also, during some of the years between 91 and now, both my parents were out of work and so paid reduced CT for a couple of years. Can she claim back some of the monies she paid at the reduced rate too?

Sorry for all the questions, but shes been chewing my ear off all day and I don't have the answers ... god help me tomorrow

PJWales5

Hi,

As the topic says, what can we do to check our council tax banding if we rent from Housing Assoication or Council or private landlords, how can we be sure our Council Tax Banding is correct?

Is there a certain procedure to check this or do we have to request from our Lnadlords the current market prices for the house?

Because I rent a flat that has been recently converted from a 3 floor townhouse with out own front door access.

Look forward to a reply to this as I enjoyed watching the show but no mention on what to do if we rent!

Thanks, PJ.

Reggy_2

Hi, can anyone pls help? 9 months ago i purchased an moved into a new home. Immediately i informed the local council of my move and they confirm to receiving my notification. However 9 months have gone by and they havent billed me for council tax. I keep chasing them and asking them to bill me. They still havent. Instead they said that once they have got their act together they will backdate my payments and expect me to pay a lump some. Or even spread out the last 9 months over teh coming months. I feel that this is unfair as it is their fault that they never billed me. Is this legal and fair what they are doing and do I have any rights to refuse these past bills? Any help greatly appreciated.

Thedebster

I live in Wales and have been looking into my banding - which according to the information given on moneysavingexpert.com I am in the wrong banding.

When I've investigated this further with my local council in Wales I have found the following banding details on their web site for 1993 and 2005 which is different to the table given on the moneysavingexpert.com site. (Band A only goes up to £30,000 in 1993 where on the posted table Band A goes up to £40,000) It does state on the table on the website England and Scotland but then later it gives contact details for Scotland and Wales so I am a little confused!

Does anyone know if the bandings are different for Wales???

Valuation Bands for Wales


1993 Valuation List Bands for Wales

A. under £30,000 6/9 of Band D
B. £30,001 to £39,000 7/9 of Band D
C. £39,001 to £51,000 8/9 of Band D
D. £51,001 to £66,000 9/9 of Band D
E. £66,001 to £90,000 11/9 of Band D
F. £90,001 to £120,000 13/9 of Band D
G. £120,001 to £240,000 15/9 of Band D
H. £240,001 and above 18/9 of Band D

2005 Valuation List Bands for Wales

A. under £44,000 6/9 of Band D
B. £44,001 to £65,000 7/9 of Band D
C. £65,001 to £91,000 8/9 of Band D
D. £91,001 to £123,000 9/9 of Band D
E. £123,001 to £162,000 11/9 of Band D
F. £162,001 to £223,000 13/9 of Band D
G. £223,001 to £324,000 15/9 of Band D
H. £324,001 to £424,000 18/9 of Band D
I. £424,001 and above 21/9 of Band D

timcoombs

How can we calculate the value of houses owned by the local authority, from 1995 to 2000 i lived in 4 bed semi, mutual exchange to 2 bed terrace three doors away 2000 to 2004, purchased in 2004 then sold in 2007, both properties in band B, checked 2 bed which came out correct as B, how can I value 4 bed and see if it the same band

LinBob_2

MSE_Archna wrote: »

This thread is here to discuss the content of the article on Council Tax Cashback: reduce your band and save £1000s.
However if you have already followed the system, please use report them in the Council tax rebanding successes discussion.

Note from Martin: Thank you to all the contributers to the initial thread, which provided the genisis for the article. Much appreciated.

Ours is a fish farm with a 3 bedroom house !!! office used only by us the owners, and we always have been told that there is an agricultural tie on the property. The fish farm does not have a separate address to the house. We are banded as purely domestic & mixed use property. The farm shop is charged separately as a "business"

How would the council tax be calculated?

SUGARSPICE

Hi All

Im in Band C but worked it out that we should be in Band B.We live in a 1 Bedroom Flat.Other Flats in our block and a block next door are 1 bedroom & 2 bedroom & all in Band C does it matter that we are all in Band C?

Should it be that the 2 Bedroom Flats should be in a higher Band than us?

Any Advice would be great,Thank you.

[EMAIL="abuse@moneysavingexpert.com?subject=Reporting post http://forums.moneysavingexpert.com/showpost.html?p=8512697"][/EMAIL]

sunshine124

hi guys,

I live in wales and i did the calculation and it turns out that in 1991 my house was valued roughly at £29,000 andnow its worth about £80,000, all the properties in my street are band B, do u think i should challenge my banding into band A or will it disrupt the street, also is there a different banding in wales, as i have read Thedebsters thread and am now confued

plz could anyone give me some advice

Lea37

Hi everyone, I'm trying to check my mum's house but am struggling.

It's a hard one to work out as the house is large and distinctive and there's no other property in the area to compare it with really.

It's a Band E property in a street with 5 A's, 4 B's and a C with most of the nearby street's houses being Band A.

She says that when she has had valuations in the past they've always struggled as it's so distinctive so it's hard to put a price on it now or then (she's lived there for 28 years).

Any advice would be much appreciated.

Thanks.

Zebedeee

sunshine124 wrote: »

hi guys,

I live in wales and i did the calculation and it turns out that in 1991 my house was valued roughly at £29,000 andnow its worth about £80,000, all the properties in my street are band B, do u think i should challenge my banding into band A or will it disrupt the street, also is there a different banding in wales, as i have read Thedebsters thread and am now confued

plz could anyone give me some advice

That's right, the banding in Wales is different and much more recent. You can ignore the 1991 figures and go off the recent Welsh bandings. I'd say you are probably in the right band, or even one too low:eek: . Might be worth keeping quiet!

HTH.

Zebedeee