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Post OFfice Mortgage, fixed from completion or from when mortgage approved?
beefturnmail
Posts: 930 Forumite
Hi I'm a ftb, just had my mortgage approved with the PO. It's a 2 year fix, but on the illustration it says based on completion date 1 Oct, fixed until 30/9.
Thing is we are not looking likely to exchange before early Nov and then may not complete until early December due to having to give a month's notice on the current place. So if the fix only runs until 30/9 it will only be a fix for 1.75 years rather than 2!
When I go onto PO website now, the 2 year fixes are running until 31/12/12, given that we may not be completing until early Dec, it seems a little unfair if our fix only lasts until 30/9/12. Has anyone else been in this sort of situation?
Thing is we are not looking likely to exchange before early Nov and then may not complete until early December due to having to give a month's notice on the current place. So if the fix only runs until 30/9 it will only be a fix for 1.75 years rather than 2!
When I go onto PO website now, the 2 year fixes are running until 31/12/12, given that we may not be completing until early Dec, it seems a little unfair if our fix only lasts until 30/9/12. Has anyone else been in this sort of situation?
0
Comments
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Ring them up and speak to them.
you may well have an AIP approval in principal0
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