RBS mortage application accepted- overdraft on my statements

whysitallsocomplicated

Hi

I have had my mortgage application with RBS accepted and passed the credit check (the search shows on equifax but not experian).

as part of the application i explained the large number and high value of my personel debt and how this would be paid down on completion of the sale of my house. they were happy with this.

I am porting the mortgage and paying an ERC as the new rate i can get is better. this means even though the mortgage balance will be higher the repayments will be lowere than they are now. I have a 30% deposit.

My worry is this. they have asked for 3 months bank statements to see how i manage my current account. I have an agreed overdraft of £2500.00 with my current account. Each month I get close to the limit due to paying off all the cards etcetera but never go over it. so my bank statemnts show an interest charge for the overdarft (normally about 10.00 per month) but never any charges for going over the agreed limit. Will this be ok or will the RBS not like the fact i use my overdraft and pull out? they know the amount of debt i am paying each month from the application and that this will stop once i move.

thoughts please?

thanks in advance