We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

CSA Arrears HELP!!!!!!!!

Newbie here and sorry if its been posted before. Its been a long day.

I had arrears of £8000 and had a bailiff knocking on my parents door. My mum was silly and opened the door, with the bailiff taking full use and entering my parents.
Anyway - he done his levy of goods and all that, then came back a week later and said I have until the locksmith gets here to pay the arrears or he will change the locks..

Ok long story short - I spoke to the CSA and offered the mother £4000 full and final settlement figure - which in my eyes meant that she couldnt claim the rest of the arrears, but could continue with regular maintenance....

The mother agreed £4000, so I took out a loan and got this paid to her the next day....

She has now obviously spent this money, as she has since contacted the CSA and advised them she wants them to collect the remaining £4000.

How can this be when we had an agreement that £4000 would end the arrears?
The CSA are saying that she is entilted to claim the remainding. Even though the CSA (Dudley) advised me that she wouldn't be able to claim the rest...

I'm well and truely hacked off - had I know this I would have dragged out the payments of the £8000 and paid it over a longer period of time...

I haven't even seen my daughter in 8 years, and for all involved its easier I don't..

She was with someone, they were trying for a baby, they split, we got together, had a baby which wasn't planned - as soon as the baby was born she fooked off with her ex.... lol..

Sorry its so long..

A tired, stressed down Spencer.

Comments

  • markeymark
    markeymark Posts: 571 Forumite
    you must have had plenty of warnings from CSA for bailiffs to be involved? if thats the case and you duly ignored them then tough cookies im afraid

    you still owe the money...end of
  • There is no way to "make a deal" to pay less, unless you get the PWC to lie and say she has money which she hasn't. You can't negotiate over the amount you owe.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Child maintenance is not a loan - you can't do a full and final settlement - perhaps the PWC felt that you wouldn't pay up if she didn't agree - personally I don't blame her for asking for the rest.
  • I don't know whether to feel sorry for you not understanding, or for the baby/ child who has not received support.
    Hmmmm
    I know; it's the daughter who has been unsupported and unable to see her father.

    Please do the right thing. Pay the money and make it up to her.
  • Didismump
    Didismump Posts: 142 Forumite
    :) Hi Spencer..
    Firstly you MUST have let it go a long,LONG way for the Bailiffs to actually turn up, as you have plenty of time to sort things out before you get to LO hearing dates/Bailiffs etc..:(

    Secondly IF it was your parents home then my guess is the goods inside would have been paid by them also..in which case the Bailiffs could NOT touch the goods, providing they could prove they had paid for them all OR got a Statutory Declaration stating that all contents of the house were theirs (had YOU answered letters/calls from the CSA rather than presumably ignoring them then they WOULD have had time to do ALL this)...
    The Bailiffs CANNOT attack your parents for what YOU owe, if it is their home & contents....
    Bless them they are YOUR parents in THEIR own home and you let them go through ALL that!!!???; :(

    So..you rang the CSA and spoke to them ( what DID they say I wonder...as they would NOT agree to accept just ANY amount..only the FULL arrears as they do NOT bargain..This IS the Governments money remember)...and then ( my guess only) you took it into your own hands and 'presumed' you could do what alot of Debt companies will accept and you chose to pay off your ex..so got a £4,000 loan (foolishly) ...

    There is no legal agreement with your 'ex' without anything in writing..and the CSA would not EVER just accept half the amount you 'owed'..
    Infact they tend to tell you that you owe more than you REALLY do until you find out otherwise...

    As I have said in my previous posts..NEVER talk on the phone to the CSA..and IF you have to, make sure and always put everything in writing as well ..and be sure to send everything 'Recorded Delivery' so that it has to be signed for ( and you MUST keep the stub from the PO as proof also for when the CSA may/will say that it never arrived, so that you have proof of sending it)..
    You will NEVER get the same answer twice from any CSA member..so just wait out on a written reply and keep writing..
    You cannot choose a period of time to pay the CSA... as the CSA would tell YOU what you HAVE to pay and normally ALL debts /arrears now have to be cleared within a two year period, UNLESS you are out of work and the Courts state differently ( yes ..it HAS to get to Court again for THIS to be sorted out)

    My OH has not seen his (possible) daughter in almost 19 years and has never truly known IF she is his or not, as his ex was (she admitted) having an affair at the time of conception..but he still paid maintenance for years for her via the CSA..and only stopped when he became TOO ill to work..and they are now STILL after the arrears, even though they have NO concrete proof that this 19 year old IS his...

    They WILL come after the other £4,000..and you WILL have to pay it as the baby/child is yours..
    No good running shy...the money is owed..but all you CAN do is make sure that they assessed you correctly and that £4,000 is what you owe..
    Only you know what was written in your paperwork..as you must have received something from them to end up with £8,000 arrears..
    Any man who knows factually that he is the Father of any child SHOULD expect to pay for THAT child..and now you have got both yourself and your parents in a mess you should maybe start acting responsible and not stick your head in the sand about this any longer....:(
    Get brave and face up to it all...the baby is yours and needs maintaining until he/she is old enough to no longer qualify..
    The poor little soul never asked to be born..and you never know..he/she may one day turn up and want to meet his/her Dad..
    At least if you pay EVERYTHING owed you can face that day with a clear conscience..:)
    Good Luck......
  • So let me see if I've got the situation correct?

    You owed £8000 in maintenance. Presumably this didn't magically happen overnight and you've been ducking & diving to avoid paying for your child.

    You paid £4000 only because bailiffs turned up and tried to "do a deal" to avoid paying the remainder.

    Now you are "hacked off" because you must pay the other half?

    And you now want sympathy?

    I think the words "Grow up" are fairly appropriate here.
  • bdt1
    bdt1 Posts: 891 Forumite
    Part of the Furniture Combo Breaker
    You may still be able to negotiate regarding the payment of the remaining £4000. CSA have a target of collecting arraers within 2 years, so suppose question is, would you be able to pay £167 per month for 24 months?

    If you can at all manage it, I would get in touch with CSA pronto
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.