Help

Redfraggle_3

Hi

We are in a terrible mess and dont know what will happen next.

Firstly I have a Trust Deed which began in July. It was a relief to get everything sorted and I have been sticking to my budget.

Things have changed though as my partner has been off work for almost 6 months. He doesnt have critical illness cover but has unemployment cover on our mortgage. We spoke to the Mortgage people who reduced our payments for 6 months and this runs out at in December. He is receiving SSP from next month and we know we wont be able to pay the mortgage. His employers are trying to find a way to pay him off but we have just found out that his PPI wont cover him unless he is actively seeking work. He isnt well enough to do this. He has made a claim for DLA but we wont be able to make ends meet.

I know we will lose the house but want to do it with as little stress and worry as possible. Plus we will need to find somewhere else to live so will need to scrape together money for deposits and rent. I would rather give it up than have it taken from us.

Can anyone offer advice on how the whole thing works. We will contact CAB for help and advice too.

Thanks

Red

IF

Hi Red, I'm so sorry your going through this and I'm also sorry I don't know anything about trust deeds. Until a Scottish poster can advise further do contact CAB they will help you and see you face to face too.

Please let us know how you get on.

Click on blue links below:-

Citizens Advice Bureau - Website: Citizens Advice or visit your local CAB centre (find nearest)

Best wishes
If...x

broxiebear1

hi red have a look here https://www.aib.gov.uk/ - hope that helps but your doing the right thing cab will help you :T