Ipa scotland

broxiebear1

hi can anyone tell me how much OR or A I B take from your surpluss someone told me they take the lot is that true:eek:

IF

Hi Broxie, I'm not sure if the do but until a Scottish poster can advice futher I found this:-

From aib Creditors guide - Click here

Best wishes
If...x

broxiebear1

ifwisheswerehorses... wrote: »

Hi Broxie, I'm not sure if the do but until a Scottish poster can advice futher I found this:-

From aib Creditors guide - Click here

Best wishes
If...x

yea if i saw that one but doesnt say what percentage they take:(
thanks for looking for me
broxie

broxiebear1

can any scottish br help out with this please

philnicandamy

Not many around broxie...i've PM'ed one of our resident experts just waiting for a reply from her

philnicandamy

Have you asked the AIB ? I know they have a helpline similar to the insolvency service in england

broxiebear1

philnicandamy wrote: »

Have you asked the AIB ? I know they have a helpline similar to the insolvency service in england

hi phil not br yet but getting close to it now:eek: so many questions and decisions to make as i cant go down lila route just over as i work 47 hrs a week and get a pension of £88 a month .just recieved small claims summons last week for £482 council over payment spoke to money advice scotland and they advised me to ignore it then they will send a charge for payment which i need for b.r you will have seen my reply to ipa and overtime i dont have a set wage as i could have extra £100 one week VERY RARE or nothing extra for months i know aib dont have set allowances for ipa but i am scared i get ipa that i cant afford to pay the biggest worry is grocery shopping i detest it but as wife says we have to eat if we go to aldie its aprox £50 and i hate aldi go to asda and its £70 to £80
i just dont know how i am going to cope with this yea its my fault for getting in this mess i am stressed out with it all and trying to hide my feelings from my wife which is very hard
thank god for people like you and especially this site
i dont know what i would have done without you and other posters that have helped along the way
thank you
broxie :T

rockinrob

broxiebear1 wrote: »

hi phil not br yet but getting close to it now:eek: so many questions and decisions to make as i cant go down lila route just over as i work 47 hrs a week and get a pension of £88 a month .just recieved small claims summons last week for £482 council over payment spoke to money advice scotland and they advised me to ignore it then they will send a charge for payment which i need for b.r you will have seen my reply to ipa and overtime i dont have a set wage as i could have extra £100 one week VERY RARE or nothing extra for months i know aib dont have set allowances for ipa but i am scared i get ipa that i cant afford to pay the biggest worry is grocery shopping i detest it but as wife says we have to eat if we go to aldie its aprox £50 and i hate aldi go to asda and its £70 to £80
i just dont know how i am going to cope with this yea its my fault for getting in this mess i am stressed out with it all and trying to hide my feelings from my wife which is very hard
thank god for people like you and especially this site
i dont know what i would have done without you and other posters that have helped along the way
thank you
broxie :T

I think your question has been answered quite comprehensively by lotty in your other post Bankrupt in Scotland

No point in going from post to post hoping to get a different answer.... one you will like...

It is what it is

You would be better calling up the AiB Scotland they are very helpful and will answer all of your questions regarding an IPA/O

For general enquiries about bankruptcy please contact the AiB Helpline on:


0300 200 2777

Rob

hattybee

AiB are adamant that they will consider each case on its own merits – they do not take a fixed percentage and say that they are prepared to be flexible
So be prepared to argue with them to make sure you have enough to live on.

philnicandamy

Agreed...at the end of the day it should be similar to english bankruptcy laws

your allowed enough cash modest living expenses