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Who whould you suggest?

Payplan or CCCS?

I contacted my bank today about my debt and they use payplan but I have also looked at CCCS.

So can anyone give me some advice on which to go with.

Thanks

Comments

  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    I'm with CCCS and happy with them.

    Some people prefer CCCS and some prefer Payplan - it's your personal preference; whichever you feel comfortable with.

    Your bank willl also accept CCCS, when I contacted my creditors they all recommended different ones - some PP, some CCCS and some CAB.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • sofababe
    sofababe Posts: 1,394 Forumite
    Give them all a call, explain your situation and go with whoever you feel most comfortable with. They will all do a great job for you, so it really is down to your personal preference :)
  • edinjac
    edinjac Posts: 17 Forumite
    Thanks for that. Someone is calling me back from payplan on Friday and I will check out cccs.

    The sooner it's done the better.

    Thanks again
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Definitely...the sooner the better and well done for making the first step which is always the hardest.

    In the meantime, why not check out the CCCS debt remedy on line tool? That will give you an idea of the best way forward but you still won't have to go with CCCS if you don't want to, may give you an idea.

    Good luck and keep posting. Whoever you choose will be the right choice for you.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
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