We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Marginal 40% tax rate payers
Comments
-
i do too - but you can't be shifting between your priced out and you're expecting price falls.
they are two completely different things.
Currently priced out but (hoping and) expecting that prices will fall makes sense. So at the exact time she wants to buy she may be able to afford to do so.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
that's fine and not an issue - but with a combined income of nearly £80k plus (allegedly); you can't really be priced out, or can you?Currently priced out but (hoping and) expecting that prices will fall makes sense. So at the exact time she wants to buy she may be able to afford to do so.0 -
I can see the new current comedy sketch right now :-
Employer : Well Bill, to sum up in your appraisal, you have done better than we all expected.
Employee : I was hoping you'd say that. Can we broach the sensitive issue of my salary ?
Employer : Well, times are hard, but I will listen...
Employee : Ok, I wan't 5% reduction in salary (oh, and Friday afternoons off to run my stall on the market)
Employer : Done. Trebles all round!
:beer:0 -
Two words...
Pro rata'd hours
4 days weeks
bigger bonus's, banked up for a rainy day, when your NOT in a relationship anymore!
Pensions and
CASH
which will result in
Less Tax and still high child benefit payouts
I could understand if it was JOINT income of 88k but it takes two to tango and make the baby and if it isnt encouraging people to spend time with kids as parents then its paying extortionate fees for child minding, or nursery fee's.
The option really is becoming ... dont work,and dont carePlan
1) Get most competitive Lifetime Mortgage (Done)
2) Make healthy savings, spend wisely (Doing)
3) Ensure healthy pension fund - (Doing)
4) Ensure house is nice, suitable, safe, and located - (Done)
5) Keep everyone happy, healthy and entertained (Done, Doing, Going to do)0 -
Real incomes have been falling for years.
The availability of cheap and easy credit and benefits have supplemented icomes and hidden this fact.
This is why it now takes two people to buy a house whereas it used to take one to buy an equivalent (or in most cases better) house.
Inflation is theft."The problem with quotes on the internet is that you never know whether they are genuine or not" -
Albert Einstein0 -
THe same is happening at BA. Pilots are choosing to go on 90% contracts rather than pay the 50% bracket. Kind of a "!!!! you very much" to the government. With pay increments, most guys are recieving the same salary but working less hours.0
-
THe same is happening at BA. Pilots are choosing to go on 90% contracts rather than pay the 50% bracket. Kind of a "!!!! you very much" to the government. With pay increments, most guys are recieving the same salary but working less hours.
Yes, indeed. Anyway, enough of whatever you were talking about. Have you got your Rangemaster yet? What do you think of it?0 -
THe same is happening at BA. Pilots are choosing to go on 90% contracts rather than pay the 50% bracket. Kind of a "!!!! you very much" to the government. With pay increments, most guys are recieving the same salary but working less hours.
Then there's more work to go round. Helping the economy to recover.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards