joint partnership bankruptcy.

skintbint08 · 4 October 2010 at 2:13PM

My OH and I had a joint business that failed in Dec 08, it was a pub and when we realised that there was no way we could keep going we spoke to the brewery rep for our area and he advised us to cease trading, hand the keys back and the brewery would instigate bankruptcy proceedings against us. Not what we envisaged when we started but it seemed like a lifeline at the time. We duly did our bit, then when it came to handing the keys over it was a new rep, he assured us that everything was in order and would proceed as agreed, took our contact details and wished us luck. Over the next year we heard nothing and just assumed these things take time! About 9 months ago we started getting threatening letters from some of our creditors so contacted the brewery to find out what was happening only to be told that because we only owed them £25000.00!!:eek: we were very low on their list of people to deal with!!
So we have decided to do it ourselves.
We have spoken to the business debtline and discovered that we are able to do a joint partnership bankruptcy with only one fee, (something positive at last) After waiting two weeks for the only clerk at our court who deals with this type of bankruptcy to come back off his holiday, he tell us today that we have to download them ourselves :mad: This I have now done. I have got forms 14,15,16,17x2 and 18 but I have seen people on this forum posting their soa's but there isn't one included in our forms??? Also OH did an experian report and all that came up on it was 1 loan from 6 years ago (pre the business) nothing about the brewery, utilities,bank or HRMC. How do we find out who all our creditors are? Wouldn't want anyone to feel left out.

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Sorry for such a long post, it's taken me soo long just to get this far and already I am confused.
TIA