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loads of debt

i have debts of over £50.000 cards loans etc, my income has dropped recently, what would be the best way to tackle the debt

Comments

  • king100
    king100 Posts: 1,565 Forumite
    i have debts of over £50.000 cards loans etc, my income has dropped recently, what would be the best way to tackle the debt

    Find out if each debt is valid in lines with the CCA 1974?

    Are the cards loans pre 2007?
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • annibee
    annibee Posts: 777 Forumite
    post a SOA with interest rates so we can see hwat to tackle 1st etc

    Oh and dont panic, Get organised and stay motivated! (My three tips for struggles!)
    I, not events, have the power to make me happy or unhappy today. I can choose which it shall be. Yesterday is dead, tomorrow hasn't arrived yet. I have just one day, today, and I'm going to be happy in it.

    Never Look Down on People unless you are helping them up


    Wins - £5 Voucher, Book, Sat Nav



  • all cards and loans before 2007
  • king100
    king100 Posts: 1,565 Forumite
    all cards and loans before 2007

    Send each one a SAR Subject Access Request. Enclosed £1 and ask for a valid CCA?

    Will send you a PM.
    I all have learnt is from others on many sites.
    Seek legal help if unsure.
    Dont pay Private Parking tickets - they are mere invoices.

    PRESS THANKS
    }
  • Hi I was just looking at this and wondered what this is and does?
    SAR Subject Access Request

    Thanks
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