Child benefit to be scrapped for higher rate tax payers from 2013

SingleSue

chucky wrote: »

you can be as angry and as furious as you like but it really is quite simple - the family on £18k is much more in need of child benefit than those on single or a combined income of £50k.

And they also will not receive all the things mentioned on the list Carolt did. There would be no free laptop, no free school dinners, no uniform grant (hell, I don't get a grant on income support - it's all area dependent again), no free prescriptions, dental etc.

They may though, receive CTC.

As to this change in child benefit - if I am reading this correctly (and I haven't read all the thread so apologise if this has changed), you can have a household with a combined income of 80k and still be able to claim child benefit as no one person earns over the lower tax rate bracket but a couple with one earner earning even a pound over the bracket lose out...despite actually being worse off than the joint 80k earners?

Eh? How is that fair or right?

It should be done on combined household income.

Really2

ukcarper wrote: »

Went through twice 2kids
Earning £23k take home £18k get roughly 10k benefits = £28k most of that LHA
Earning £45k take home £33k + £2k benefits mostly child benefit.

Work pays to tune of over £100 per week

Are you entitled to LHA? It asks you to fill in the amount you receive?

WestonDave

Graham_Devon wrote: »

Oh this gets more complicated by the second.

So the family DOES have to declare it themselves. Right, well that makes more sense.

Secondly, it looks as if they will still receive the benefit, but it will be taken back off them through tax codes.

So lets take Carol...hope she don't mind. Husband earns more, so he (or she) will have to declare this somehow for CB purposes. Carol will then still receive the benefit, but husband will pay more tax?

And this isn't complicated?

In my view this negates the apparent simplicity of it - now all higher rate tax payers will have to start submitting tax returns so they can capture the need to claw back child benefit whereas now, higher rate tax payers who only have PAYE income, don't have to do them. Stand by for the tax return system to go into meltdown!

LilacPixie

AMILLIONDOLLARS wrote: »

Sorry if this has been answered before, Is this joint income of £44k or just one person earning that amount? So say a couple, the partner earns £20k and the man on £30K does the benefit ceases.

Thanks

AMD

Seems to be conflicting information but it looks like individual income so in your couple senario they would still get it.

carolt

RenovationMan wrote: »

According to generali your family income is LOT more than £44k.

Pardon?

I don't think Generali has the faintest idea what my household income is.

He's never met me nor even spoken to me; do you imagine that he is some kind of internet stalker? :eek:

chewmylegoff

StevieJ wrote: »

Wait a minute, so hubby is going to work less so you can claim child benefit, I thought you didn't agree with benefit scroungers?

doesn't make sense either:

Assuming 9 months pay = £44k, take home = £32,300.

12 months pay would be £58k, take home = £40,530.

would be rather cutting off your nose to spite your face giving up £8.2k in income after tax just to claim a couple of grand in benefits.

Really2

SingleSue wrote: »

Eh? How is that fair or right?

It should be done on combined household income.

I think someone mentioned it above, 1 income will have no child care costs etc.

So perhaps it kind of works out in the wash after expenses are taken in to account.

RenovationMan

Graham_Devon wrote: »

Oh this gets more complicated by the second.

So the family DOES have to declare it themselves. Right, well that makes more sense.

Secondly, it looks as if they will still receive the benefit, but it will be taken back off them through tax codes.

So lets take Carol...hope she don't mind. Husband earns more, so he (or she) will have to declare this somehow for CB purposes. Carol will then still receive the benefit, but husband will pay more tax?

And this isn't complicated?

All higher rate tax payers fill in a tax return via self assessment. There will be a tickbox on the form that says something like "Are you in receipt of Child Benefit", when this is ticked, the CB will be taken back via tax code. Pretty straightforward.

On the BBC, the spokesman said that it'd be easier and preferable if high rate taxpayers simple didnt apply for CB to save admin all round.

Generali

carolt wrote: »

It's clear - under the Tories, work doesn't pay.

You have no idea. Seriously, you expect the world to work so that your massive sense of entitlement can be realised. You want to earn a huge income, then have that subsidised yet further by people that chose to live a different life to you or can't afford to pay for their own lives and in addition subsidise your massive expectations.

Then you blame The Tories or The Bankers or BTLers when you can only have what probably 99% of the world's population can only dream of.

drc

StevieJ wrote: »

Wait a minute, so hubby is going to work less so you can claim child benefit, I thought you didn't agree with benefit scroungers?

Yep, I would rather see my hubby more, have more money in our pocket and pay less tax. If that makes me a benefit scrounger then so be it. We pay more out in tax than we have ever received in CB, so I've come to the opinion that if you can't beat them join them.