We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
First Direct SVR
LongTermLurker
Posts: 1,998
Forumite
Does anyone have experience or views on how often FD vary their variable rate? At the moment, it's 3.69%
1) Since the base rate fell to 0.5%, have FD changed their SVR and if so, how often?
2) Before the credit crunch, how stable was their SVR?
3) Does anyone know what their standard valuation fee is? (Looking to remortgage, so only interested in their own fee, not a full valuation/survey)
I'm considering a 2 year fix with them at 2.99%, reverting to SVR after that and am just trying to profile them to see if they play about with rates much.
1) Since the base rate fell to 0.5%, have FD changed their SVR and if so, how often?
2) Before the credit crunch, how stable was their SVR?
3) Does anyone know what their standard valuation fee is? (Looking to remortgage, so only interested in their own fee, not a full valuation/survey)
I'm considering a 2 year fix with them at 2.99%, reverting to SVR after that and am just trying to profile them to see if they play about with rates much.
You've never seen me, but I've been here all along - watching and learning...:cool:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 606K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards