FTBs, make your voice heard. Would YOU prefer lower prices/rates/laxer mortgage rules

Really2

carolt wrote: »

.

Pretty clear conclusions.

Yes, people who would like to buy something would like to buy it cheaper.

I would prefer diesel to be cheaper, gas and electricity. I wonder if you polled the same thing to FTBs if they would want them cheaper also .:)

ukcarper

carolt wrote: »

No. Were you expecting one?

NOt really would a 19% deposit be ok

HOUSE_PRICE_CRASH_GHOULS

A return to lax mortgage lending?

I would ask that the mods remove this poll as it's blatantly rigged in the OPs favour. Hardly scientific.

FATBALLZ

Cheaper house prices

HOUSE_PRICE_CRASH_GHOULS wrote: »

I would ask that the mods remove this poll as it's blatantly rigged in the OPs favour. Hardly scientific.

This board is a no-go area for the mods, it's been worse than downtown baghdad lately, with all the anger and scary characters who keep popping out of nowhere.

stringsmk2

A return to lax mortgage lending?

carolt wrote: »

Up now to 32 FTBs in favour of lower prices, max 2 in favour of lax lending, and max 1 in favour of lower interest rates.

Pretty clear conclusions.

This is a rather pointless poll tbh. Who wouldn't would cheaper prices?

Even the most bullish of bulls want lower prices when purchasing.

Heyman_2

This is all very very sad.

IveSeenTheLight

A return to lax mortgage lending?

carolt wrote: »

How interesting it appears that many of our regulars are unable to read.

I've seen the Light, chucky, Sibley - all appear to believe that they are FTBs and are thus able to vote on what we would like.

Is there something you're not telling us, guys?

Has the BTL busines been tough of late, so you've been forced to sell up and start again?

I think we should be told.

We can read, but it does not mean we need to comply to your self imposed rules.

With regards to the BTL business, t's going well and as such I am considering making another investment.

Hence, I believe I do qualify as someone looking to make an investment in property so it affects whether I wish for lower prices, lower interest rates or lax lending

We've provided the answer for you to get your dreams, lobby for more properties to be built.
Are you able to read and understand that?
Have to lobbied for more affordable properties to be built?
Thought not, you decide it's easier (but less of an impact) to moan and post loaded poll's to try and sway a few people on a forum that it's what you want to read.

Until that happens, the demand for property is going to increase (either to own or rent) and at present the lack of supply with a growing population is making it an increasingly enticing investment opportunity again.

IveSeenTheLight

A return to lax mortgage lending?

Doctor_Gloom wrote: »

It's up to 37 now Carol. It's a rather emphatic result.

Heyman wrote: »

This is all very very sad.

It is very sad and dtinks of desperation to try and protray something that is simply not the case.

Still if it makes a few and their sockies happy, then is there any real harm?

MoneyMiser

A return to lax mortgage lending?

As a FTB myself and house prices fairly cheap in my area, what I want is a little bit of lax lending!

No, not a return to 100% - 125% mortgages but definately 95% mortgages. The rates are always going to be higher than most on these but with a bit of planning, it should be affordable. Not only that but lending criteria has gotten even stricter, so FTB's have little to no chance at the moment, unless they have a massive deposit.

So a bit a lax lending now, could see a massive influx of FTB's to the market, thus helping the economy get back on track.

MM

carolt

Cheaper house prices

IveSeenTheLight wrote: »

We can read, but it does not mean we need to comply to your self imposed rules.

With regards to the BTL business, t's going well and as such I am considering making another investment.

Hence, I believe I do qualify as someone looking to make an investment in property so it affects whether I wish for lower prices, lower interest rates or lax lending

We've provided the answer for you to get your dreams, lobby for more properties to be built.
Are you able to read and understand that?
Have to lobbied for more affordable properties to be built?
Thought not, you decide it's easier (but less of an impact) to moan and post loaded poll's to try and sway a few people on a forum that it's what you want to read.

Until that happens, the demand for property is going to increase (either to own or rent) and at present the lack of supply with a growing population is making it an increasingly enticing investment opportunity again.

I suspect you became a landlord not for financial reasons at all, but because you have a desperate desire to meddle in other people's lives and tell them what to think/do.

You are not a FTB, so - contrary to what you imagine - you are no in position to state what we would like.

The poll has stated overwhelmingly that FTBs today would prefer house prices to fall as a means of making it easier for them to buy, over being able to borrow huge amounts at low rates.

Obviously, YOU, as a landlord, would much prefer that all FTBs mortgage themselves up to the hilt to buy at current ludicrously high prices, because that would keep the value of your investments up.

But then your opinion doesn't need to be represented - because bodies like the CML represent you anyway. My whole point was that the views of FTBs are not represented - so it is ironic (though hardly unexpected) that you would do your level best to prevent us expressing our preferences here.