anyone heard of cancel credit . net

crabbity_witch

do you even have to ask?
for the record, most of the cases where a S78 complaint has been upheld are ones where there have been circumstances that cannot be disclosed outside of a court, or people who're morons with questionable IQs and therefore mot mentally fit to do anything, least of al have a credit card.
stop wasting time dreaming of magical fixes for your debt and actually face up to it, man up, and pay off the money you have borrowed and spent.