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mortgage with bad credit history
katywhity123
Posts: 9 Forumite
Hi
I got in to debt 3 years or so around £3000 give or take, I Have now paid it all off this year everything. but i wanna get a mortgage. we have the deposit and my partner has a clean credit history.
DO you think I will be aloud a mortgage??
I got in to debt 3 years or so around £3000 give or take, I Have now paid it all off this year everything. but i wanna get a mortgage. we have the deposit and my partner has a clean credit history.
DO you think I will be aloud a mortgage??
0
Comments
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How much deposit do you have saved up?
What kind of property values?0 -
What's your credit file like? Having had debt which is paid off wouldn't be a problem, but late payments or defaults would be.0
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i have 20 % deposit and the property is £109,995
there was a defult on there and a of course latepayments but all are paid off now0 -
When was the default first registered?
What are your two incomes?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
2007/2008 sometime im on min wage and my partnets is on about £1130 a month0
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