New member New problems please advise!

annibee

Barricade wrote: »

You list the credit cards, but not the APR you are currently paying. Can you add these to it? It will give us an idea on what needs sorting first, and whether any can be changed to 0%

APR's

M&S - 16.9
Tesco - 1.667% per month
The natwest overdraft i think is 20% as it was student overdraft that my oh has yet to pay back (it was interest free for 2 years then a ridiculous one.
Virgin is 16% or in that region not entirely sure

I think these are right but to be honest im a little new to the whole apr jargon thing!

annibee

Oh and also as my Boyfriend cant get credit at the moment im wondering maybe if its better i apply for either Loan or Balance Transfer card to help him clear then at least hes not paying off mass amounts of interest?

Also he is selling his car (reluctantly but he still has to for money) so hopefully if and when that sells he cand pay something off)