Wed 29th Sept - What small DFW things will you be doing today??

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone :wave: feeling v tired this morning went and visited a friend I haven't seen forever after work & didn't get in until late. Day off tomorrow , so I'll just get through today!

Today:

• [STRIKE]check banking[/STRIKE] no change
• [STRIKE]lunch from stores (not at all sure what at the moment??)[/STRIKE]
• quick shower
• [STRIKE]working in home town today so saving petrol[/STRIKE]
• [STRIKE]cancel meeting I need to go to later saving myself a 40 mile round trip[/STRIKE]
• [STRIKE]get fishcakes out of freezer for tea - from meal plan Thai fishcakes & coconut rice [/STRIKE] oh ate them! spicy meatballs instead
• pay into bank £35 for ciggerettes sold yesterday (so that's it we made £38 profit on our original £32 spend )
• transfer above £35 into savings account
• [STRIKE]run after work[/STRIKE] - must check weather forecast as may need to go at lunch time just checked looks like its going to be fine
  
• Mrs Flylady
• [STRIKE]update sig re savings & GC[/STRIKE]

That's it! I think I can sparkle today happy Wednesday everyone x

catmiaow

Morning,

Thanks for starting the thread DNM

My list:

[STRIKE]Email friend back
Do comps before work
Check bank
Check out FB
Tidy after cats
Take rubbish out
Post test letters
Post comp letter
Use free texts and mins
More comps
Treated OH to dinner[/STRIKE]

Hope everyone has a good day!

pixiechick99

Good morning:j
Back to college for me today - not been since....oooh, April?! So, better show my face and see if I can keep up this year:o
Not much else on, will be a low spend day - just a cuppa at college this morning.
Ok, list:

• check banking....awaiting student loan:beer:
• daily scratch
• come home for lunch
• meal from plan tonight - bbq chicken
• take chicken out of freezer
• water heating on for an hour
• tidy up my bedroom

Ok, that's it...not a very exciting list, but it'll do me!!
Have a good day:D

josiebabie

Morning all
Thanks for starting us off Determined!

Here is my list today:-
- Sell a purge, when I don't put this down, I don't do it!!!
- Lunch and snacks from stores
- Freezer dive for dinner
- Sell lots of labour today, though got nothing hanging over it'll just be the days work booooo
- Staying in tonight to save money
- Set up online access to Halifax account/cc
- Another NSD today
- Check banking

Jx

stitching_witch

Morning all. I haven't been posting recently as I'm suffering from a severe lack of oomph! Even worse, DS3 isn't at work today and DH crawled into bed at 4am so I'm the only one up and having to go to work

My list so far:

• ran DW overnight on Economy 7
• checked for surveys
• checked banking - get paid tomorrow by cheque so won't clear until next week :mad:
• fed and watered chickens - full compliment of eggs yesterday
• made lunch to take to work

I will also:

• take some eggs to work to sell
• knit at lunch time to avoid the shops
• try to get into the sewing room after work - not been in there for 4 months :eek:
• write my monthly goals list for October
• look at my 101 things list as I've ignored it this month
• meals from stores (left over shepherds pie)
• have an NSD - no money=no spend day
• try to enjoy my day

If anyone has any excess motivation could they please send it this direction?!!

Stitchy x

Candy0107

Morning All,

Thanks for starting the thread Determined – hope you have an easy day
Josiebabe – what is a purge?
Milly – enjoy college

Good morning to those who have posted before and will post after me

Today I have/will
• Checked online banking – no change there, but had to check as I am expecting some money from Retail Eyes
• Check emails and do any surveys if available
• Lunch and dinner from storecupboard - ran out of time to make breakfast and heat up my soup before I left for work, so will spend a tiny bit on porridge, toast and soup at work
• Home made filter coffee to drink on the train to work
• Used my rail pass to get to work
• Have a LSD – only breakfast and soup to buy
• Need to look for MS jobs
• Work really hard at work as it is month end
• Need to fill in my WW food diary
• Need to take my vitamins to ease PCOS symptoms
• Be nice to everyone I work with
• Look at what the Dali Lama has said about the above
• Need to catch up with friends on FB rather than texting people
• Read newspaper online and get the free newspaper at the station
• Need to check out the freebies board
• Enter comps online
• Plan what I want to put in the garden next year and check what seed I have – too busy to do this yesterday
• Washing on a quick wash

Take care everyone and have a great day
Candy xxx

Candy0107

Morning Stitchy - you crept in while I posted.

Candy xxx

josiebabie

Not done this for a while and upset someone last time I didn't so thought I'd better reply!!!!

Candy - I sell purges through work, they are cleaning additives for fuel systems and air conditioning systems. For each pair I sell I get £2.50 so it's a nice bit of extra monies

OliveOyl_2

Morning All :wave:

Well I woke this morning incredibly stiff from my second day of Shred _pale_ So if you get any motivation to spare Stitchy, please pass it on, I'm not sure I want the pain of doing it again

So, this sunny day, I have will:

• 30 mins on the CT - done
• Shred - maybe:(
• research car insurance for Popeye
• take neighbour shopping and get a couple of bits I couldn't find on Monday
• read Martins e-mail - done
• send addresses to DS1 for his wedding invites
• check banking

Have a great day everybody :A

PerfectPeaches

Morning all

Well I am now officially on maternity leave as my work decided that I needn't return for the other 2 days and told me to rest and keep in touch! So according to my OH I'm now a lady of leisure....hardly I still get to cook and do housework!

So my list for today:-

• [STRIKE]Feed & water cats[/STRIKE] 3 happy cats
  
• Write at least 4 reviews
• [STRIKE]Check banking[/STRIKE] All fine
  
• [STRIKE]Check for reviews[/STRIKE] One done and got 75p
  
• Clean the skirting boards up the stairs and on the landing
• Wash the carpet at the back door
• Post letters
• Have a NSD
• Have another tidy of the nursery

Think that it is for me at the moment.

Hope everyone has a great day.

Peaches x

Pippilongstocking

Hello all

venturing into work today - eeek!

Here goes

scan sick note
bank later
hen food to pick up when in town
take dog - or not weather bleurgh
writing today
work emails and make a to do list
charge phone at work
eggs to drop off £1 for hen food
tea out of freezer
pad to a debt
charity shops
tights on cos its cold
do blog on saving seed then I can get it sorted and sown - seeds for free yay!
stripey socks shop list for trip away
pick/photo chillis
cut back tomatoes
enquire aobut a donation for a lovely sewing box
need a very small shop cereal - and maybe milk
pick up dd from her pals and not town later
form for a charity I am on board of to try and get some money

think thats me - tidy up a bit later

hope you're all good!
eek I got go -x catch up after lunch.