Tues 28th Sept - What small DFW things will you be doing today??

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooood morning...I have time to post today:o
Sitting in my fleecy dressing gown...and am hot:rotfl: But what a miserable, foggy, dark old morning....autumn has definitely arrived:(

Anyway - work today, nothing else on. DD2 at Guides later so it's sofa and Holby for me.

Hope all well....big waves to you all:hello:
Here's my list:

• daily scratch
• check banking
• come home for lunch....food from stuff here
• meal from plan tonight - spag bol/chilli
• mince out of freezer
• put Next parcel out for collection
• NSD hopefully
• washing on quickwash tonight
• hoover downstairs
• relax on sofa tonight!

That's about it - have a fab day:T:T:T

OrangeFairy

Morning Milly - Holby!! I hope my Joseph makes an appearence! I get a bit upset with episodes when he isn't in it!

Today

Get Mum to take kids into school so i can go straight to town with OH on his way to work to avoid £2.50 bus fare
Try and find something to wear for a girls night out - not too pricey
Go to college and catch up on half the lesson i missed last week
Pop into my friends for a cup of tea
Make a lunch box so i don't buy any food
Dinner from stores
Check banking
scratches

I am hoping walking around town will be a bit of exercise!! put on 1lb this week!!

Oh and we have got my Uncles house to rent!! We have to do it all up but it will save us £150 a month for a bit bigger house than we have now! :D:D:D:D

Have a great day everyone x

catmiaow

Hello all,

Thanks for starting to thread Milly!

My list:

[STRIKE]Check bank - done
Email friend back - done
Do comps - done
Shower - done
Go to work
Comps after work
Check on washing hanging to dry
Dinner from stores
Get TV paper [/STRIKE]
Hope my shoes arrive then I can re arrange delivery for Friday - they didn't hopefully tomorrow.
[STRIKE]Use free mins and texts
Clear up after cats
Take rubbish out
Try and do some exercise[/STRIKE]

Hope everyone has a good day!

La_escocesa

Hi everyone :wave:

• brekkie at home
• see if I can find something for lunch
• take snacks from home
• check other bank a/c
• didn't get excited by the cc co's decision to increase my credit limit
• didn't get excited by bank's decision to offer me a £20k loan
• really do need to get the wedding bits and bobs finalised!!! DNMS - 3 weeks on Saturday!! :eek::D:D:eek:
• maybe start knitting but only after the kitchen is spotless!

Catch y'all laterz!

determined_new_ms

Morning Milly & Kel :wave: & everyone else later on

Kel that is brilliant news :T ah that must be a huge weight off ur shoulders & bonus that its cheaper than before

doing a late shift again - I stitched myself right up when I did the rota, not sure what I was thinking. I'm doing 3 lates this week & Saturday must try to remember I'm tha manager! (that only leaves 2 lates for the other 3 staff!)

anyway today's list:

• [STRIKE]leftovers for lunch - pizza[/STRIKE]
• [STRIKE]check banking[/STRIKE]
• [STRIKE]Mrs Flylady before work[/STRIKE] as much as I can be bothered to do oh did the rest :T
  
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]update sig as managed a NSD yesterday[/STRIKE] :T
• I should vacuum my car as its still shocking :eek:
• [STRIKE]hang washing up inside[/STRIKE] (looks miserable here too)
• just did a survey & hit the magic balance so have ordered £16 Amazon voucher
• did a survey £1 OMG they are so BORING!!!!!
  

I can't actually think of anything else happy Tuesday everyone x

PerfectPeaches

Morning all

Thanks for starting the thread Milly.

Well In my last week at work before going on maternity leave I'm having to have a day off due to being in a large amount of discomfort and pain, fortunately work is not too busy and can make it up tomorrow. But the good news is that we are reserving our new house at the weekend and going to get the mortgage stuff sorted too :T

So my DFW list for today:

• [STRIKE]Make sure cats are fed and watered[/STRIKE] All done, 3 happy cats
  
• Tidy up bedroom
• Tidy up temporary nursery room
• Wash up
• Sort dry laundry
• Put a load of washing in
• Try and write 4 reviews
• Hopefully has a NSD
• [STRIKE]Check for any surveys[/STRIKE] Done & don't seem to qualify today
  
• [STRIKE]Check banking[/STRIKE] Suprisingly good and only 2 days till payday
  
• Send off letters to sort credit report out - accounts closed but not showing as settled :mad:

Thats it for me today.

Peaches x

determined_new_ms

La_escocesa wrote: »

Hi everyone :wave:

• didn't get excited by bank's decision to offer me a £20k loan

Catch y'all laterz!

u are a master of self control woman :rotfl:

La_escocesa wrote: »

Hi everyone :wave:

• really do need to get the wedding bits and bobs finalised!!! DNMS - 3 weeks on Saturday!! :eek::D:D:eek:

Catch y'all laterz!

eeek exciting & frightening all at once I should imagine!

OliveOyl_2

Morning All :wave:
Windy and sunny here in Springtime Africa

I forgot to mention a small DFW thing I did on Thursday last week, my luggage was 2kg over weight :eek: sometimes the airline will be relaxed about this, some charge per kg over but BA charge a set price up to 10kg over - £30 :eek: But I was prepared and transferred the heavy stuff to a bag I had also packed and pretended I had a handbag (v.large ) plus a cabin bag (weighing 10 kg :eek: ) It was a struggle, but a nice man helped me get it into the locker, and I was bruised on my arm from carrying it, but I saved £30 :D

Really good news about the house Lttlekel, :j I had been wondering how that was going .

So today I have/will:

• probably a NSD
• 30 mins on the CT (done)
• possibly Day 2 of Shred........ *gulp*
• check banking
• Skype DD - free calls
• phone re my new job - she didn't call back yesterday......
• meal from plan
• research trips for DS1 & new wife for next year :heartsmil

I shall sit in the sun and read this afternoon
Have a great day everybody :A

determined_new_ms

Olive due to ur avatar I have this image of you being very tall & willowy! How's the shred? recommend it?

TizerCat

Good morning everyone!

am new to all this and thought this thread might help with my motivation and remind me why I do somethings, thanks for starting it!

Have made a big batch of tomatoe and bacon rice using squashy toms left over from the allotment and a cheap pack of 'cooking' bacon' (Question : what else would you do with bacon? lol )

now packed into marge tubs in the freezer. That 6 work lunches sorted.

will walk to work and back today - saving £3.80 bus fare

Take packed lunch ......and try not to buy chocolate aswell like yesterday!

Need to start a Diary tonight....

Will think on rest while at work

Have a good day folks

Candy0107

Morning All,

Thanks for starting the thread Milly
Congrats on new homes, babies due and general Happy Tuesdayness

Good morning to those who have posted before and will post after me

Today I have/will
• [STRIKE]Checked online banking – payday but DD’s do not go out till 1st so I moved most of the money to a higher interest account[/STRIKE]
• [STRIKE]Check emails and do any surveys if available
• Breakfast, Lunch and dinner from storecupboard[/STRIKE]
• [STRIKE]Home made filter coffee to drink on the train to work
• Used my rail pass to get to work [/STRIKE]
• [STRIKE]Have a LSD – hoping to go to the gym tonight, so have to pay for parking….or hubby might pay, in which case NSD - no gym visit, so defo a NSD
• Need to look for MS jobs
• Work really hard at work as it is almost month end and getting into a really busy period
• Need to fill in my WW food diary [/STRIKE]
• Need to take my vitamins to ease PCOS symptoms
• Be nice to everyone I work with
• Look at what the Dali Lama has said about the above
• [STRIKE]Need to catch up with friends on FB rather than texting people[/STRIKE]
• [STRIKE]Read newspaper online and get the free newspaper at the station[/STRIKE]
• [STRIKE]Change in my purse to my penny bottle
• Charge phone at work (it ran out of battery overnight)
[/STRIKE]• Need to check out the freebies board
• Enter comps online
• Plan what I want to put in the garden next year and check what seed I have – too busy to do this yesterday
• Washing on a quick wash

Take care everyone and have a great day
Candy xxx