Monday 27th Sept- What small DFW things have you done today?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone :wave: I made a silly mistake this morning & didn't check my work rota last night, so got up at 6 this morning :eek: thought I'd quickly check my rota and I'm working a late , I guess it gives me a bit of time to do some stuff before I go...

Didn't come on yesterday (or indeed finish my weekend list) as was feeling very low following serveral difficult exchanges with dd. It fills me with such happiness when we are moving forward (which we have been for a couple of months now) but also blows me out of the water when its the other way (sorry to offload)

Anyway today's another day...

• [STRIKE]have breakfast[/STRIKE]/lunch from stores
• [STRIKE]check banking & transfer money I owe oh into joint account[/STRIKE]
• [STRIKE]go for a run this morning[/STRIKE] (really important to get back into this today, what with my mood being low)
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]Mrs Flylady[/STRIKE] done my bit, will leave note for oh to do a couple of bits

• get petrol (so I can have a NSD tomorrow ) decied to leave until tomorrow...
• ...making today a NSD :j
  
• [STRIKE]charge phones at work[/STRIKE]
• fingers crossed my Nat Ins rebate comes through today nope
• [STRIKE]make pizza base for tea[/STRIKE]
• [STRIKE]get pizza sauce out of freezer [/STRIKE](thanks fay!)

ok that'll do me hope everyone has a fab Monday x

catmiaow

Thanks for starting the thread DNM.

Morning all,

Where did the weekend go??

I will:

Check bank
Do comps before I go
Post ebay parcel If I get a chance
See to pets
Take rubbish out
Lunch and dinner from stores
Use free mins and texts
Washing on when get home and hang to dry
Exercise! Just a bit
More comps later
Catch up on emails
Check FB

Hope everyone has a good day!

Pippilongstocking

Hey chaps

Up and about today

listypops

banks
move money - money to savings (£10) and also paid £50 from a cc
BOOK FERRY - have to do this today
Phone docs - make an appointment
jar marmalade - 3 jars now in the fridge
pack up and post amazon books
walk dog here
chemist to go to - combine this with a trip for post
email work
do some work today - try and make it a normal day even though I'm not going in
feed birds/hens/collect eggs
shower later - do hair
wedding clothes to organise
watch pheasant walking around the garden (!???)
hm pie later for tea NOT pheasant lol
recycle filter coffee - in microwave
1 hr gardening later
update blog
update diary
do at least [STRIKE]500 words [/STRIKE] I worked out I have to write 666 new words a day of thesis to get it finished:eek: 300 done 366 to go.............(i will finish thesis, will finish thesis - repeating alot)
do a plan for thesis work

Hope you're good today...............................:) La E hope the hen weekend was great!

determined_new_ms

fayjmck wrote: »

Hey chaps



recycle filter coffee - in microwave


Hope you're good today...............................:) La E hope the hen weekend was great!

what's this fay?

Candy0107

Morning All,

Thanks for starting the thread Determined, hugs to you
I too was wondering how you recycle coffee and why it is in the microwave
Fay – where’s the multi-coloured list like you had yesterday?
Good morning to those who have posted before and will post after me

Today I have/will
• Checked online banking – no change, but have to check
• Breakfast, Lunch and dinner from storecupboard
• Used my rail pass to get to work
• Have an NSD
• Need to look for MS jobs
• Work really hard at work as it is almost month end and getting into a really busy period
• Need to fill in my WW food diary
• Need to take my vitamins to ease PCOS symptoms
• [STRIKE]While I am at work try not to roll my eyes at the really irritating person I sit next to….the term drama queen springs to mind…..HMM, WORKING ON THIS![/STRIKE]
• Be nice to everyone I work with (the above was not working!)
• Need to catch up with friends on FB rather than texting people
• Read newspaper online and get the free newspaper at the station
• Change in my purse to my penny bottle
• Enter comps online
• Plan what I want to put in the garden next year and check what seed I have

Take care everyone and have a great day
Candy xxx

OliveOyl_2

Morning All :hello: from sunny and hot Africa :D

Determined I was a single parent for nine years and I tell you that when it went well I was FLYING, but my most painful and most tearful times were ALWAYS as a result of a run in with one of the 2 children, and 75% was DD They're now in their 20's and the nicest people and we have such good times together. We had lunch out last week and I told them what nice people they were, and they told me how they look back and see what horrible people they were at times :rotfl:

So today I have/will

• done a couple of loads at 30, no fabric softener (maid uses too much for my liking, and this gives some balance) line dried and left for her to iron today. BIG saving really as she uses too much powder too, and for time constraints always uses the TD :eek:.
• make meal planner and shop with list
• phone my new employer......_pale_
• check banking - and phone bank re a problem :mad:
• 30 mins on the CT and then my first attempt at Shred _pale__pale_
• phone Orphanage re the clothes I've brought back, and arrange a time to take the Bigwig for a state visit

DS2 had good news from his uni and can retake after all *phew*

Have a great day everybody :A
I shall think of you as I sit in the sun

Pippilongstocking

OhI can absolutely identify with Olyv - had a horrible run in with Ds on Friday - saturday you could have kept a block of butter in his 16 year old mouth.

(()) DNM

Olyv - its sunny here - but not in the same league as yours!!



Parcels done!

Pippilongstocking

Candy0107 wrote: »

Morning All,

Thanks for starting the thread Determined, hugs to you
I too was wondering how you recycle coffee and why it is in the microwave
Fay – where’s the multi-coloured list like you had yesterday?
Good morning to those who have posted before and will post after me


Candy xxx

I get to multicolour my list when I do things

Hope there's not much eye rolling today!

Pippilongstocking

determined_new_ms wrote: »

Recycling the filter coffee - what's this fay?

Hey there - I make a full tank/pot of filter coffee on a saturday or sunday and then I keep it in the fridge

I heat it up in microwave by the cup until its done - so its not wasted - only I can drink coffee here! It safely can last 3-4 days

Works well - then when its finished the coffee grains get recycled in the big plant pot outside to add organic matter by a swill out and a dumping into garden, if you've carrots and are growing them yourself - coffee grains in the carrot bed helps deter carrot root fly

always worth grabbing some from a coffee shop if they are offering them for free (my local one has the used grains in bags to take for free) - always handy for the garden

josiebabie

Morning all,

Hugs determined, I was v upset last night when my 2 year old was crying and told me to "go away and leave her alone!" Gawd knows what I'll be like when she's a teenager!!!!

Listypops:-
- [STRIKE]Lunch and snacks from home. All in work larder for the week[/STRIKE].
- [STRIKE]NSD today, nothing needed[/STRIKE]
- [STRIKE]Lots of invoicing to build up bonus[/STRIKE] - up to £683 so far Though Mr Taxman will take most of this now at £700
- [STRIKE]Do some OnePoll today[/STRIKE]
- Do some Valued Opinions - no, booooo!
- [STRIKE]Check for VO payout[/STRIKE] Not yet
- [STRIKE]Dinner from left overs - curry on jacket potato[/STRIKE] sooo good
- [STRIKE]Put dry HC away[/STRIKE]
- Hoover upstairs - DD sleeping

Jx

Buffythedebtslayer

Morning all

I have read the thread many times at first by accident thinking it was daily chat:o but now I read because I find it really encouraging to read of your successes.

One day I might even manage a list myself!

Have a good day

Buffy xx