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credit score changed

......PLEASE HELP......Over many years i have been referred to as having a bad credit, but until recently when nothing has changed but now i am able to have mobile phone contracts as well as other credit, is this because a loan which i have not paid has been simply wiped away from my credit file or is their another answer. please help..

Comments

  • Request your credit file and then you will be able to see what's on there.
  • i have attempted to do this online and via the telephone however i have been unsuccessful on both occasions.
  • glennw1577 wrote: »
    i have attempted to do this online and via the telephone however i have been unsuccessful on both occasions.
    Where have you tried to get them? For £2 each, Equifax, Experian and Call Credit are obliged to send you your files.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • hi, ive finally got into my credit file but i am still no further forward considering i dont understand it, because i only have two credits in my name am i right to assume anything else has been wiped off
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