Home stretch!!!

Diana_Prince

Hi All!!

Wanted to share with people who'd understand....

I make my last payment to my last DCA debt on Monday and am sooooo excited to be parting with £550!!!!!! :j

Although I've still got 18 months til the 5 defaults I incurred disappear off of my report

Now it's time to tackle my 2 credit cards (have failed to include these in my totals as I was focusing on my DCA debts and both cards are in credit and payed off more than min amount every month on time)!!! These total about £2500 but thanks to my new money attitude thanks to this site, hopefully this wont take long to clear!!!

bottleofred

Hi Diana,

Well done on clearing some of your debts. Good luck with the rest.

qob

well done!!

I had 'my moment' today I paid off my card in full and then rang the debt people gave them my details and they said the magical words 'we will send a confirmation the account has now been closed for you' I was a bit upset that I didn't hear the angels choir but least I'm debt free now!

Diana_Prince

Thanks for the replies!!

Congrats qob!! Are you going to do anything to celebrate? Are you debt free completely now?! Thats the feeling I'm looking forward to most!! Even though I've paid all my £10,00 DCA debt, knowing I have £2500 on credit cards is hard!!!

qob

aslong as mortgage and student loan don't count as debt then yes I am a debt free success...its only taken me ten years....!:T I celebrated last night with a Vodka evening

Diana_Prince

Wow!!! Thats fantastic!! I've got some bubbly waiting for my DFD!!!! Got any good tips?!

qob

I never let the letters upset me, and I never let the aggressive techniques and words they used get me down either, I just held my head high and thought well I'll be rid of them one day.