Please, please, please avoid these loan companies..

Enfieldian

Kartheiser wrote: »

Name, address, postcode, telephone number, mobile number, e-mail address, income, job title, sort-code, account number, and whatever else they originally asked you for when you filled out the initial application form.

Again, what proof do you have of this?

You keep saying that PayDayUK are sharing this information but seem to be unable or unwilling to substantiate your claim.

Do you understand the grammar of THIS post?

Kartheiser

I do understand it perfectly well. It's a typically trite and generic response from someone with little substance to add to a discussion other than to yobbishly repeat "where's your proof? how'd you know that"? There's one of you in every thread.

People who have used sites like PayDayUK are - seemingly as a direct consequence - receiving further bogus loan offers via telephone and e-mail from unknown companies. This forum, and many others, have endless testimonials which all concur with the experience of my parents; that is, you sign up, and then intermittently for the next several months you get bombarded with phone call after phone call, e-mail after e-mail. Interestingly, they know your name. They know your address. They know how to contact you. They are aware of your circumstances.

No, I can't conclusively prove it (didn't I say this in my original post?), but on the basis of what I've outlined above, and what many other people on this forum have said before me, that should be enough to at least raise some concern for anyone thinking about handing them their details.

I don't know why you are so vociferously trying to defend the under-hand tactics of loansharks, and personally I don't care. I imagine those 1,500 posts, or whatever figure it is (is there nothing else to do?), have been equally as unhelpful and pedantic as those exhibited in this thread. And that's my last word to you, sir.

Enfieldian

A lot of words but nothing to say.

Fairly typical of a recently registered Troll poster.

If you cannot prove your claims then why have you made them in the first place?

A few emails/texts/phone calls from other departments of the same company or associated companies is hardly life threatening, is it? The PayDay lenders obviously see users as people that are likely to take on additional lending so they do a bit of fishing. That is their business plan.

PayDay lenders are not "Loan Sharks" by the way, however they are usually called that by people who borrow from them and then won't pay it back when agreed.

Do pop back when you have something more substantial to post and some proof to back up your accusations, that is if "they" don't get you first, based on your obvious paranoia.

CHR15

Kartheiser wrote: »

and if my post prevents just one of them from using any of these companies then I think it was worth having my say.

Agreed although here is a post which typifies the points made by both enfieldian and apples

https://forums.moneysavingexpert.com/discussion/2570495


I wouldn't necessarily agree with the comment:

Having some piddling, near-imperceptible small-print hidden amongst pages and pages of conditions isn't being honest and transparent.

That would be true of the normal reverse side of a wafer thin pink carbon copy of a credit agreement where you can barely decipher the text.

In many cases it is actually quite clear from the outset in the T&C's. The problem is people simply don't bother to even take a casual glance over them where it would be seen.

Likely it's the overwhelming excitement of someone telling them what they want to hear "Yes Sir, you HAVE been accepted" which completely clouds their judgement.

jon_boy75

i once used the aforementioned company when in need

paid them back, as agreed, no probs thereafter

glad i dont have to again, but they did what they said they would, according to the terms of the agreement

Stevo87

Kartheiser wrote: »

"where's your proof? how'd you know that"? There's one of you in every thread.

No, I can't conclusively prove it (didn't I say this in my original post?), but on the basis of what I've outlined above, and what many other people on this forum have said before me, that should be enough to at least raise some concern for anyone thinking about handing them their details.

have been equally as unhelpful and pedantic as those exhibited in this thread.

This site, yes is for advice - but proper advice and not some backed up by wild guesses

Surely you would want people to be pedantic when it comes to something that is a potential legal issue?

Ive been in a similar situation with payday loan companies - and yes Payday uk was one of them. i have to say that they gave me the least problems!

End of the day as has been said - you have paid for a service (money lent), they have given it as per their rules and you are breaking them