baliff coming!!

mandz1

Hey all. just need to ask a quick question.

last week i had a baliff come to my mums house, where im currently living. i didnt let him in and told him it was my mums house. he left me with a letter which said that if i paid £95 off the £411 bill, i could pay by installments. i rang him and he is coming tomorrow for the £95 and to arrange what i can pay monthly to clear the debt.

the problem is that i am going to be in on my own with my ds2 when he comes around. Because i am paying him £95 and working out installments, do i let him in or not? nothing in the house belongs to me apart from my clothes and my kids toys. i do not have a car. i just dont want him to come in to fill out the payment plan then start writing stuff down, but also dont want to be dealing with a baliff on the doorstep of my mums house with all the nosey neighbours round here watching.
im just scared hes going to start levyin stuff that isnt mine and if i do miss a payment, which i hope i wont that he can take my mums stuff!
any help will help
thanks in advance.

Apricot

Don't let him in. Tell them to send you a peyment plan agreement in writing and then you will start paying.

mr.ton

Has this baliff been sent by a court?
If not then he has less rights than the milkman quite frankly.
Politely tell him to go away & ring the police if he refuses.

ALIBOBSY

DO NOT LET HIM IN.

All debt charities and all forums advise never let baliffs in.

What kind of debt is it, has he given a written breakdown of what it is? be aure you know what it is and ensure he isn't adding huge ripoff charges of his own to the debt.

If you are sure all is fine and you wish to pay I would put the offer in writing and hand it to him with the arranged £95 (GET A RECEIPT) on the doorstep or through a window.

This is what I have gathered from many forums, so have a good read around yourself and I am sure some of the more experienced members here will answer shortly.

ali x

ALIBOBSY

mr.ton wrote: »

Has this baliff been sent by a court?
If not then he has less rights than the milkman quite frankly.
Politely tell him to go away & ring the police if he refuses.

Agree with above, is it a PROPER baliff from the court or just a debt collector.

ali x

Nix1956

Don't let him in, once he's been inside he can force entry for other visits if you don't pay but my understanding is that this means he can only force entry for this particular debt, if you have to leave him on the doorstep while you go inside make sure you lock the door behind you as an unscrupulous bailiff might take the opportunity to enter.

mandz1

its ROSSENDALES. its from an old council tax bill from my old house.its just what i owe plus its a liability order aswell i think, so think it has been to court. i didnt let him in last time just didnt know whether to let him in this time to sort paperwork out. got some proper nosey neighbours round here.

KingElvis

Get rid of this debt as soon as you can, council tax arrears are a burden and can turn very nasty.

If you can, work out a payment plan without letting him in. Stand in the garden and do it.

Good luck.

RAS

mandz1 wrote: »

its ROSSENDALES. its from an old council tax bill from my old house.its just what i owe plus its a liability order aswell i think, so think it has been to court. i didnt let him in last time just didnt know whether to let him in this time to sort paperwork out. got some proper nosey neighbours round here.

If you let him in he can charge you an extra £100 straight away. Then if you miss a payment he will add £150 van fee.

Save yourself a lot of money by keeping him out of the house.

NorthernLas

OP: Please read the link from bailiff advice about council tax debt and liability orders. I have no idea what a previous poster meant about 'turning nasty', but you MUST NOT agree to pay back more than you can afford.

http://www.bailiffadviceonline.co.uk/counciltax.htm

You should only agree to pay what you can afford to pay this debt. It does not matter what you have already agreed with the bailiff. You can always tell him that you are taking advice and at the moment you cannot pay him.

If you are on benefits you are classed as vunerable. You can write to the council and ask them to take a nominal sum directly from your benefits. If you do this you cannot be charged any extra from the bailiffs.

I would suggest that you do not let the bailiff in to agree anything. I think that they can charge you an additional fee if you do (£100). If you do decide to pay them you should ask in writing for a breakdown of charges and fees and then write to them with a payment plan you can afford.

Try the council route first.

If you have several debts, can you get help from CAB or community legal assistance to help pay each of them a fair amount each month?

hallowitch

send a letter/e-mail to the council and the bailiffs if you are on benefit's and ask for payments to be deducted form benefit's This is provided for in the Council Tax (Deductions from Income Support) Regulations 1993. inform the council and the bailiffs that you live with your parents and have nothing of any value to be levied against for this debt baillif any letters should be sent by recorded deliver

This may also help you
NATIONAL STANDARDS FOR ENFORCEMENT AGENTS may 2002

Those who might be potentially vulnerable include:

• the elderly;
• people with a disability;
• the seriously ill;
• the recently bereaved;
• single parent families;
• pregnant women;
• unemployed people; and,
• those who have obvious difficulty in understanding, speaking or reading English

do NOT under any circumstances allow the bailiffs into your parents home do NOT sign anything given to you by the bailiff do NOT agree to pay £000 if you cant maintain the payment

a liability of £411 would incur a levy fee of £37.50 and a walking possession agreement fee of £12 (the WPA fee can only be charged if the WPA is signed )