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DEbt management plan problems

3431Anna
3431Anna Posts: 363 Forumite
Part of the Furniture Combo Breaker
edited 22 September 2010 at 2:45PM in Debt-free wannabe
Good afternoon everyone, i just have a quick question, I have just checked my online bank account, and found that my debt mangement company have tried to take my direct debit for my debt management plan on 21st september but it wasn't due till 23rd sept, so it has been returned as unpaid I have today been into the bank to pay in the amount for the payment which is due tomorrow the problem is that my bank will now charge me 30.00 for this which is a bit unfair as payplan have tried to take the payment to early does anyone know if there is anything i can do about this Many thanks:mad:
20p savers club 2013#23 83.00 (2014 numer 6,70.00 pounds) 2036SPC No 6(2013) 182.34
2.00 savers club no 159
SPC No 7 2036(2014) 369.[2[ SPC No 8 197.45 (no 114)

Comments

  • 3431Anna wrote: »
    Good afternoon everyone, i just have a quick question, I have just checked my online bank account, and found that my debt mangement company have tried to take my direct debit for my debt management plan on 21st september but it wasn't due till 23rd sept, so it has been returned as unpaid I have today been into the bank to pay in the amount for the payment which is due tomorrow the problem is that my bank will now charge me 30.00 for this which is a bit unfair as payplan have tried to take the payment to early does anyone know if there is anything i can do about this Many thanks:mad:
    Hi everyone, i have now manged to sort this out an its o.k
    20p savers club 2013#23 83.00 (2014 numer 6,70.00 pounds) 2036SPC No 6(2013) 182.34
    2.00 savers club no 159
    SPC No 7 2036(2014) 369.[2[ SPC No 8 197.45 (no 114)
  • 3431Anna wrote: »
    Hi everyone, i have now manged to sort this out an its o.k


    well done! i pay PayPlan by standing order which comes out on the 1st or the first working day after - not sure if thats is different to a direct debit
  • reall
    reall Posts: 44 Forumite
    I would suggest to set up a standing order on a date that the money is guaranteed to be in the account.secondly direct debit means they can determine when they request the funds from your account instead of you determining when the funds leave your account(standing order).thirdly perhaps you can explain to the bank that the direct debit was supposed to come out on the 23rd september and that they can forgive the interest/charges as technically it is outside the direct debit mandate agreement.

    hope this helps
    reall
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