can I remortgage without fees

ginger_nuts

I am looking to remortgage without a booking ,
I have dont this several times over the years but at the moment I cant find any that dont charge a booking fee .
I am looking £50,000
Any help welcome .

herbiesjp

There are indeed many deals that offer a fee free re-mortgage deal.

It all depends on whether you fit the criteria of the lenders that you have been looking at?

What is the property value?
Are you looking at fixed or variable deals?

ginger_nuts

value around £140,000 .I would prefer a deal where I wasnt tied ,so I can clear all off the mortgage if I need to .Failing that I dont mind if its fixed or variable so long as the repayments look good .

I own a second property with no mortgage ,but If I sold it I would want to be able to clear my exsisting mortgage ,thats why I prefer no tie in .

herbiesjp

On that basis you look can at deal (tied on for introductory period) from around 4.89% tracker deals or 5.25% fixed deals.

No tie-ins at any time and you could be looking at deals from 4.94% upwards on tracker deals, 5.75% fixed rates.

HTH

ginger_nuts

thanks for that ,so who would offer me 4.95% tracker

MortgageMamma

Sorry ginge, we are not supposed to give lender names on the forum, but I'm sure you could find it on moneysupermarket.com or similar

herbiesjp

MM beat me to it!

lilyann1

We're with the .........,I think it goes. I am sure they do lots of fee free deals

regularsaver1

remember you may have to pay an admin fee to your existing lender when you leave