Young and Stupid. In desperate need of help!

spendingmad

Not got alot of advice but could not read and run.

HAve you got family/workmates which could send you some money for food even £10 would help?

Could you get a crisis loan from your employer to cover petrol this month?

Get into your local pubs and restaurant TONIGHT and try and get some part time work. Which would hopefully help cover shortfull next month if your employer will give you petrol money.

What has happened with the handyman role - any news?

I think you need to take action and focus on whatever small positives you can. Beating yourself up and giving up will only make matters worse.

Good luck and let us know how you are getting on.

d3mon4ngel

Didn't want to read and run either.

As has been previously mentioned, you need to see about setting up a bank account with someone who is not associated with any of your debts, so that they cannot offset your wages against your debt. I would recommend the Co-op - all the dealings I've had with them when setting up my account were very positive.

Other than what spendingmad has suggested above, I can't think of anything else to add.
Hope you get things sorted.
(( HUGS ))

NorthernLas

Danny -

Does this mean that you have paid Wonga and the other one completely?

When is your PayDay express loan due to come out? Can you go to the bank, or use a landline and report your card STOLEN (you were out and you bumped into someone and found that they had taken your wallet??)

Work out the minimum that you will need to cover between now and when you get paid - then think on how you might make this...

Are you up to your overdraft limit?
Could your employer help?
Do you have family that could help?
Bar job?

dancingfairy

Hi - will the bank give you an overderaft - either permanently or even just temporarily until next payday whilst you try and straighten yoruself out? If you can I would get the money out straight away for petrol and food before it is eaten up by payday loans companies. I know it's not brilliant to acrue more debt but you do need to eat and get to work - oh and try and get a new bank account set up asap as well.
You are spending 200 + a month on your car - is there any other way you can get to work at all? bus / lift share/ bicycle? anything at all?
It's going to be tough but I'm sure you can get this straightened out.
Good Luck
df

wilf55

all i would like to add is well done for facing up to it all quickly