Seeing an IFA: What documents?

pboae

I've made an appointment with an IFA to sort out OH's pensions (which are a mess) and get mine set up.

I've got a list of all our assets and liabilities (property, ISAs, savings, shares).
my P60's and OH's tax statements for the last 2 years (neither varies much)
OH's most recent pension statements, (2 from January, 2 from June)

Is there anything else I need to take? Is it worth getting transfer statements from the 4 pension companies in advance, or will the IFA need to ask them for up to date statements anyway?

Paying hourly, not commision, so the more leg work I can do in advance the better!

Edinburghlass_2

If you haven't seen the IFA before it might be an idea to take name and address ID with you in the form of driving licence/passport and recent utility bill or bank statements.

EdInvestor

Is there anything else I need to take? Is it worth getting transfer statements from the 4 pension companies in advance, or will the IFA need to ask them for up to date statements anyway?

He will, and he will probably ask for various other bits of important info at the same time, so I wouldn't bother if you have reasonably up to date statements on the values, so he has a "ball park' picture of how much pension provisiuon has been made.

Company pension info (if any) and state pension forecasts would also be useful.

pboae

Thanks! I hadn't even thought about ID.

I'll apply for state forecasts too.

I am ridiculously nervous about it. I hate having to get advice on something I feel so ignorant about. :-(

dunstonh

I am ridiculously nervous about it. I hate having to get advice on something I feel so ignorant about. :-(

Dont be. The IFA sitting opposite you, if they are anything like me, cant put shelves up, cannot decorate and is awful in the garden. Everyone is good at different things

pboae

:rotfl: Thank you dunstonh, maybe I should take him some carrots and squash to demonstrate my gardening skills and balance things up. :rotfl: