List of Challenges 2011

KONG

Thank you very much for this post!! :T

moneypenny2k

Could this challenge be added

The giving up/cutting down on diet coke or caffeine challenge

https://forums.moneysavingexpert.com/discussion/comment/40276846#Comment_40276846

We're working very hard and need some new people to come and support us and each other

beardedlady_2

Im new to this but have always beena great fan of martin lewis

OH and myself have a great life with good salarys coming in.
I am permanently stress about debts getting out of hand

To date owe

£10400 Barclaycard.
£6800 Nationwide Loan
£6800 Overdraft

This week I have changed over my credit card to % blance transfer for 17 months so have set up a standing order so its is paif off before interest kicks in. Have cut up card so i wont even be able to use it.

Stopped home braodband using works one so thats saved me £24 oer month.

Managed to save £50 on my annual buildings and contents insurance.

Started a spend diary ,
Sold about £2000 of unwanted goods on EBAY in the last twelve months.
If I want something now,I try to sell something im no longer using in exchange .

Bonus due of £3500 later in year so that will go straight to cc bill

No longer do BIG SHOPS,use local butchers/farm shop/bakers.Healthier and cheaper.

Any other tips from anyone out there will be appreciated.



Other members of familt seem to think we are the local bank,no interest,no payments received.

NualaBuala

Tixy wrote: »

CHALLENGES

This is a list of the current challenges. Please feel free to join in with any you think will help you on your debt free journey, all are open challenges so you don't need to wait to be invited!!

Spending less
NEW 2011 - Frugal Living 2011 - the preparation stage

Hi Tixy and thanks for taking this on! :T

Just thought I'd mention that the Frugal Living 2011 has a new thread - the current one is: Frugal LIving Challenge 2011 - part 1.

Snugglebunny8

WhatItDo wrote: »

I have just discovered this thread, its great.

I especially love the save £365 in 365 days challenge i'm definitely going to do that next year you could buy half of next with that in the sales.

I also might do some of the weight loss challenges as i'm on a bit of a health binge at the moment.

Im doing this this year too, how are you getting on? mine is sealed so havent counted, but have managed to put £2 in a few days so its going well!

started this year determined to sort myself out and change my mindset, and everyone on here has been brilliant - have totally changed the way I think and how I shop etc and have noticed a big difference on one month, so thank you all!:T xxx

Snugglebunny8

beardedlady wrote: »

Im new to this but have always beena great fan of martin lewis

OH and myself have a great life with good salarys coming in.
I am permanently stress about debts getting out of hand

To date owe

£10400 Barclaycard.
£6800 Nationwide Loan
£6800 Overdraft

This week I have changed over my credit card to % blance transfer for 17 months so have set up a standing order so its is paif off before interest kicks in. Have cut up card so i wont even be able to use it.

Stopped home braodband using works one so thats saved me £24 oer month.

Managed to save £50 on my annual buildings and contents insurance.

Started a spend diary ,
Sold about £2000 of unwanted goods on EBAY in the last twelve months.
If I want something now,I try to sell something im no longer using in exchange .

Bonus due of £3500 later in year so that will go straight to cc bill

No longer do BIG SHOPS,use local butchers/farm shop/bakers.Healthier and cheaper.

Any other tips from anyone out there will be appreciated.



Other members of familt seem to think we are the local bank,no interest,no payments received.

wow, you've made a brilliant start, well done!! :T I can't think of much that you havent already covered, wish you lots of luck with it, keep us posted how it's going! xx

solventsoon

Hi Tixy
February NSD challenge is up and running now, the link is below

https://forums.moneysavingexpert.com/discussion/comment/40765238#Comment_40765238

Many thanks
spoon x

wouldbeqaulitymoneysaver

No Spend Days are a good idea. It is tooo easy for me to spend more than I planned when I visit Tesco despite of the fact that over a many years of going there that they employ impossible pricing to thrawt moneysaving wannabes like us. I am just browsing the ideas and like the idea of getting to be part of this vibrant and friendly community. I live on Benefits, live in Supported Housing 50% of folks here have what's known as problems and one jolly well needs to live a life that overcomes all the multiple odds + unjust cuts that are arrayed against us whilst the bankers get away with !!!!ing murder.

wouldbeqaulitymoneysaver

There are so many ways the evil !!!!ers try to get us to spend. Psychological subliminals in ads and intrusive ads you can't avoid are just one evil one has to try to minimise. So maybe another question. How does have NSD's AND get stuff one needs/wants and have good taste ON A BUDGET!!! poor in my books does not have to be bad as I spend all my life avoiding the perils of Dostoevskian type poverty.

neharana

Thanks for sharing list with us.