Not sure what to do...all advice welcome!

MFWannabe

nat2010 wrote: »

Thanks FREEZ..

The £12 insurance is the bank account fee from HSBC for the advance account. I think it started in February 2010....I'm not sure if it's a 12 month thing or if I can cancel this atm? Ring them and find out; do you use any of the 'benefits' of this £12 per month account?

Food spends I could cut down, as I said before I need to keep track of the unplanned visits to the supermarket and do a monthly shop (atm I go every weekend). I've started to look out for offers and go for them rather than just getting what I want/feel like!

My car insurance will not change until April 2011. I had a dispute with my insurers about this. I renewed in May with my new car (I bought a cheaper car in March, previous car was £250/month!), I thought the insurance would be cheaper as it's a smaller engine but due to 2 non-fault accidents with the new car in March and June this year the insurers decided to put my premium up!! Still might be worth checking comparison sites to see if you can get cheaper; even if there is a fee for leaving current insurer

I'm on a 24 month contract for my mobile phone so that can't change for now?

How many months are left?

Hi
I've added some more comments above. Just remember with some cutbacks you can do this :T