BRs not allowed certain jobs?

timpe

Hi there,

just wondering what jobs BRs are not allowed to do? Whilst my entrepreneurial side is thinking about various new business ideas I do need to get a job asap to keep my family in hot dinners and a roof over our head.

I'm aware I won't be able to be a company director straight away. How long before you can become one again if you want to set up a limited company again?

Also are there any jobs or sectors where a BR is not allowed to work or would not be welcome. I'm guessing finance which is fine as I have no interest in working in that area. Are there any jobs where a credit check is the norm?

stuart30

Security could well be an issue...and i believe many many employers now credit check.

Oh im in the same boat...:beer:

stellabrillante

And financial services... on that note, has anyone out there been dismissed from their jobs as a result of going br? I work in financial services, although I don't handle any financials and certainly don't sell protection & investment products.

hattybee

There are lots of restrictions in force against bankrupts doing various jobs, most of them fairly obscure e.g. member of the Coal Authority or chairman of a land tribunal.
· There are instances in legislation and regulations of restrictions which refer to someone being a ‘fit and proper person’ e.g. taxi licensing regulations. This may disqualify an undischarged bankrupt
· A goods vehicle operator’s licence or public service vehicle operators’ licence may be withdrawn or suspended if the licence holder is made bankrupt.
· You may not act as director of a company, or directly or take part in the promotion, formation or management of a company
· Bankruptcy may also affect your membership of professional bodies, which may be required to do certain jobs e.g.accountancy.
· If you have been declared bankrupt (and as a result do not have a working bank account) or are insolvent, you may be ineligible to join the Armed Forces.
· Applicants for the police, who have been declared bankrupt and have outstanding debts, may be rejected.
However, in most cases it depends upon the employment contract and any attempt to discriminate against or sack someone solely on the grounds of bankruptcy would have to be fair and reasonable – bankruptcy would actually have to prevent you from carrying out your duties. There is still unfortunately a belief out there that bankrupt = irresponsible = untrustworthy.

SBe

Does this affect healthcare professionals? Am in a joint IVA with OH - 2 years down, 4 more to go - and wonder if BR would be an option to get through the process and start credit clean up more quickly.

delightfuldior

I am employed by a health and social care charity/organisation. They are supportive of my decision to go bank rupt and it wont affect my employment with them BUT I work for a third party which is the police force. I have had to declare it to them as they do crb checking and vetting and they needed to check that I was not at risk of fraud, bribery etc as I work with vulnerable adults and in police stations.
If I had ben employed by police then I would have been sacked. simple!
I now have to have a risk assessment done every month to monitor my financial situation. degrading!!

robin_banks

Accountants and Estate Agents to name but 2.

JCS1

delightfuldior wrote: »

I am employed by a health and social care charity/organisation. They are supportive of my decision to go bank rupt and it wont affect my employment with them BUT I work for a third party which is the police force. I have had to declare it to them as they do crb checking and vetting and they needed to check that I was not at risk of fraud, bribery etc as I work with vulnerable adults and in police stations.
If I had ben employed by police then I would have been sacked. simple!
I now have to have a risk assessment done every month to monitor my financial situation. degrading!!

I've dealt with cases where the person going BR was employed by the police and kept their job. Maybe it depends on what their job actually is?

delightfuldior

JCS1 wrote: »

I've dealt with cases where the person going BR was employed by the police and kept their job. Maybe it depends on what their job actually is?

yeah it depends on what systems they have access to and what their duties are... if they are an officer or PSCO or serg or DC etc.... your sacked.

debtinfo

not quite, it used to be that straight forward, but in recent times it is now down to the chief constable who will look at the circumstances of the case

DoshDolt

timpe wrote: »

Hi there,

just wondering what jobs BRs are not allowed to do? Whilst my entrepreneurial side is thinking about various new business ideas I do need to get a job asap to keep my family in hot dinners and a roof over our head.

I'm aware I won't be able to be a company director straight away. How long before you can become one again if you want to set up a limited company again?

Also are there any jobs or sectors where a BR is not allowed to work or would not be welcome. I'm guessing finance which is fine as I have no interest in working in that area. Are there any jobs where a credit check is the norm?

Hi timpe,

In Scotland BR is called sequestration. This is what the Scottish rules say. Shouldn't be too different from England, but maybe someone else can advise.

When you are sequestrated you cannot:-

• be a company director, unless the court gives permission for this. The trustee will only allow the continuation of an existing business if it will benefit creditors
• be an estate agent. You can only be involved in any estate agency work as an employee of another person and you must not be involved in managing or letting property, surveying or evaluation
• act as a solicitor or work as an accountant. This is because of the rules regulating these professions. For example, sequestration automatically suspends the practising certificate of a solicitor, (although you can apply to the Law Society for the suspension to be lifted).
• be a local councillor
• be a Member of Parliament in Westminster (MP) or the Scottish Parliament (MSP)
• be a Justice of the Peace
• be involved in running a charity
• have a continuing power of attorney over someone else’s financial affairs
• be an Approved Money Adviser under the Debt Arrangement Scheme.

Future employment

When you become sequestrated, you may find it difficult to work for certain employers in the future, for example, the civil service, a security firm or other jobs where public service is involved, for example, in the ambulance service.

Hope this helps.

DD