Mon 20th Sept - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning - hope you all had a fab weekend...:D
Looks like it's going to be a lovely day, will get my washing out soon before work.
Welcome to any new posters...and if you're reading and thinking of joining in...then go on, it does help...and we're a nice bunch, honest:rotfl:
So - here's my list for today:

• check banking
• daily scratch
• packed lunch for dd2 - on school overnight camp today
• lunch from home for me
• meal from plan tonight - spag bol made by dd1...mince is in freezer defrosting
• washing was done last night - will go on the line
• landlord coming to fix dodgy door handle and check out clapped-out shed, door hanging on 1 hinge;)
• NSD
• check out winter duvets - dd2 said she was freezing last night, I was a bit chilly too

OK, that's about it for me.
Have a great day everyone:T:T:T

PurpleFairy26

Morning all! Thanks for starting us off milly... Do hope your mince is in the fridge defrosting and not the freezer

List for today:
Check banking - done
DH and I doing bills a different way and I need to do a spreadsheet to ensure i keep track - done
Food from stores and meal plan - done
Friends round later with their LO for a cuppa and a catch up:) - done
Carry on with DM personalised recipe book - done
Order breakfast bar leg, being fitted by friend on Saturday - done
Put unwanted leg (breakfast bar not mine:rotfl:) on eBay. May wait until new one arrives to be on safe side
Make some twinks hob nobs AND FREEZE SOME so I don't scoff them all - done, just waiting for them to cool to freeze
PAD to CC - done
Catch up with DM using free minutes - done
Remember to thanks peoples post rather than just reading and running. I get so much use from this thread, must pay it forward - done

Think that's about all

stitching_witch

I don't think I'm going to be very DFW today. There's not much food in the house so I'll have to buy lunch, but otherwise this is my very small list:



So far today I have:

• checked banking
• checked for surveys
• fed and watered chickens
• taken chicken out of freezer for dinner tonight
• sent a box of eggs to work with DS3 for a customer

I will also:

• just buy two bread rolls and take a can of soup for lunch
• have to buy bread as out of bread flour
• go foraging for apples after work for more jamming
• get paid for above mentioned eggs
• dinner from mealplan/stores

We picked 10lbs of blackberries yesterday and added to the 2lb in the freezer there is enough for 3 gallons of wine. I am trying to persuade DH that two gallons is enough and to let me make blackberry and apple jam with the rest.

ald65

looks like a good drying day:j


list for today

• washing at 30-done
• visit OS forum for apple recipes-done
• make apple recipes and freeze [2 large bags of windfall cooking apples to use]
• check online accounts-done
• NSD
• continue to clear out garage
• work out meals till pay day:eek:

learntthehardway_2

going up to bank waiting for it to open to see if all my wages been wiped out by payday loan companies, if gone come back to house phone all companies gas/electric/council tax.C.C.C.S i Have no money to pay anyone.........its gonna be a nightmare !!

ald65

Hi Learnthehardway

I am keeping my fingers crossed for you,

good luck

savingforarainyday

Morning Everyone

Learnthehardway - hope you can beat the payday loan co to your cash.

This morning
I have checked online banking moved some cash about
Washing on line
Dinner from freezer, maybe shepherds pie
Lunch with friend (budgeted for; have another one on thurs)
Finish guiding paperwork
Ring client to check some dates
Drop grapes off to friend if dh cuts them down
Email sons solicitor
Ring my insurance company
Start shopping list for thursday
Ring friend who colours my hair for me to arrange appointment, also ask her if she will do some stage make up with rainbows

I will return later for a motivational update

OliveOyl_2

Morning All :wave:

You're right, it is a good drying day today And I'm working on DD's mountain, so it is being washed cool and line dried

LearntheHardWay, I hope PayDay don't play dirty - wishing you luck.

Winter Duvets is a good idea - this house gets very cold. Not for me you understand - I'm back to Africa later this week :rotfl:

So today I have/will:

• laundry HK - 3 loads so far at 30 & being line dried
• shred the prunings from last year and use as mulch
• buying Popeye a suit this evening with his cousin who has a discount card (Can't believe Popeye trusts me to do this.....:rotfl:)
• Bought shampoo & other supplies from a trade supplier that DD still has an account with :whistle: (Not sure what they think when the order is one bottle of this, one comb, one bottle of that )
• check banking

Have a great day everybody :A

unsavy_with_£

Happy monday everyone, hope your all ok

well Ive made good progress on ebay, sold 7 out of 9 items! yippee! all towards the cc!

Also found an exercise bike in the garage at the weekend, so got ut out cleaned it up and need to start using

today i am going to:

- prepare ebay parcels for posting so when they are all paid for I can post
- list and relist on ebay
- meals from stores
- use exercise bike
- check online banking
- open cc statement (i am scared! this is going to be bad, I am not looking forward to it but I need to face up to it and pay it)
- continue tidying round the house
- remain positive and motivated

learnthehardway - hugs to you! were here for you!

La_escocesa

Hi everyone :wave:

Here's me:
- free packet of cereal for brekkie
- free cuppa
- put in expenses claim - £249 better in my pocket
- joined Ravelry - free to join and loads of free knitting patterns and advice - how did I not know about this website before now??!
- checked nectar points and converted them to amazon vouchers
- online shop I didn't do yesterday
- booked day off work for tomorrow - woo hoo - cannot wait! Am already planning my day
- buy stuff for knitting
- knit new kindle cover and not buy one
- read a bit (cheap hobby)
- defrost 'frost free' freezer - grrr - might need to get man out again - make use of my extended warranty - last time it needed a new circuit board.

OliveOyl_2

I LOVE Ravelry!
And it's great having a record of stuff knitted - just waiting to upload the pictures - Popeye has the memory card......:D I'm on as 0live0yl