Sat 18th/Sun 19th September - what small DFW things are you doing this weekend??!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Hi everyone :wave:

Off to the beach today for some time to relax! Changed my avvy to my favourite beach in the world (on Iona) and now can't wait! Not that we're off to Iona, but going to Cleethorpes for some arcade fun and some fish and chips on the beach

Small things:

• Walking to train station - no taxis for us!
• Pre-booked tickets so they were cheaper
• Set my max bids on e bay - and not going to increase them!

Erm, can't think of owt else...

Have a great weekend everyone!

Catch up with you later

PurpleFairy26

Morning all! Not been on last 2 days as doing KIT days at work and it was just a bit manic. Still been on the DFW trail though. Hope you are all ok? Thanks for starting us La E. List for today:
Meals from stores / plan. This has worked really well this week. Must maintain
Order some Christmas presents from my list so I can spread them out over pay checks
Check banks
Visit my nan
List some items on eBay, keep an eye on one I have finishing today
Post parcel to friend in holland
Pay in cheque - got a £126 back from water company as we have been over paying for sewage since we moved in 5 years ago :T will also reduce future bills a little
Washing, washing, washing. ;)Will dry it naturally though
Try and make a start on my college course. Or at least write a time plan as to what I'm going to do when!

Will take that for starters will try and come back and update with anything else over the weekend

WelshWoofer

Morning La E and thanks for starting us off.

A busy day for me to follow a very busy week - we're going to the Magnificent Seven boxing thing in Birmingham tonight (it was OH's birthday present) and I have a ton of things to do first.



So my list....

• Walk dogs (already done) done
• Go to building society to withdraw money from nan's account to pay for care home fees done
• Go to bank to pay in a cheque and get some cash for the week done
• Print out map for the hotel for tonight (already paid for) done
• Find the boxing tickets done
• Drop my dog off at the kennels for the night
• Meet mum to give her the little dog back after her holiday at 2.30 in Birmingham
• Write shopping list done
• Hoover downstairs done
• One load of washing and dry naturally done
• Pop to Boots for some makeup (why does it all run out at the same time!) done
• Pack a bag for tonight done
• If I have time, write one or two lessons for next week no hope, but I have done all of the other weekend jobs so will have plenty of time tomorrow
• Food shopping if there's time (£6 voucher to use that expires tomorrow, can do this then if I run out of time) done
• Go to boxing!
• Phone hairdressers done
• Pay council tax (late:o) done

That's it for now - if I get all that done in thetime I have it'll be a miracle!
Have a good day!
Rachel xx

Right all that remains is to drop the dogs off and get to the hotel and then the boxing - am looking forward to a sit down in the car!

OliveOyl_2

Morning All :wave:

Off to view DS1's house - about 100 miles away so more driving economically for me :oand I'm very excited

So today I have/will:

• folded clothes to put in the suitcase, without ironing them as I'd only iron them the other end also :rotfl:
• take apples for D-i-L
• get DS1 to deliver f-i-l present so save expensive postage and compel him to visit his Grandad
• eat leftovers tonight for supper - yay I love leftovers:j:o
• check banking
• knit in front of TV tonight - I'm on my own and looking forward to it
• catch up on phone calls - free while I'm in the UK

I sneakily told DD that in Feng Shui her room was powerful in the "Friendship" area, and so she needs to clear it to allow the Chi to flow and restore her social life. :rotfl::rotfl:Do you think it will work?

And to make up postage I bought a Wedding Scrapbook for d-i-l (to be) should I give it before the wedding or after????

thanks everybody, have a great day :A

catmiaow

Morning all,

I won a shampoo and conditioner set and a rescue set, push £250 worth of vouchers for an online shoe company not bad!

My list:

[STRIKE]Look at possible venue 1 and 2 for the wedding
See my mum
See to pets
Take rubbish out[/STRIKE]
get OH to change litter when we get back - tomorrow
[STRIKE]free lunch
Do comps
Check bank
Email woman about comp win
Email friends back
Use free texts and mins[/STRIKE]
[STRIKE]Wash car
See my nan
OH buying meal deal from Mr T[/STRIKE]


NO SPEND DAY WOOO
Hope everyone has a good day!

romylou_2

Good Morning Everyone

Its looks like we are going to have a decent day here today (for a change)

Today I have:

Checked online Bank
Filled and set DW away

Still to do:

Make a Chicken Pasta Bake with last bit of chicken for dinner
Go to mams to return hoover and feed fish (She still on her hols)
Get some food shopping (Argh! Weekend shopping, great!:mad:)
Relax

Its a short list today. OH is sleeping after night shift so Im away to keep the dog occupied and watch tv until he gets up.

Have a good day xxx

KiKi

Morning all. I hardly slept last night thanks to some (thankfully rare) party going on next door. I can barely type!

Today I will:

* Withdraw Ebay profits from Paypal account
* Post Ebay items
* Take my cards to sell at a local fair
* Go to the Post Office to get change for a cash float for the fair Boo, PO wouldn't help; thank you Santander!
* Brisk walk to the fair (25 minutes)
* Go for a run / go to the gym
* Take a flask of tea to the fair so I don't buy any drinks! - FAIL!
* Finish backing up my laptop
* Put the recycling out
* Source a free hat / head-dress for a friend's 30th party tonight
* Print off some copyediting work that I need to do, so I can do it whilst I'm manning my stall at the fair - not money saving, but time saving...!

I think that's about it...

I hope everyone else is having a great day, too - I can't believe how Wintery-cold it feels today, despite the sun...!

KiKi

PerfectPeaches

Morning all

Having a lazy Saturday morning as was rushing around a lot in the week (1 day in Newcastle and the next in Cambridge takes it out of you!) and as the OH is at a football match (manages & coaches a youth team) its nice to have some peace!

My DFW list for today:-

• [STRIKE]Feed and water cats[/STRIKE] All done
• Put two loads of washing in - one done so far
• [STRIKE]Tidy utility and put blind back up[/STRIKE] All done
• [STRIKE]Sort bedroom out[/STRIKE] All done
• Generally tidy the lounge & dining room
• Pack EBay items and photograph some more items to put on
• Go to midwife talk (2 hrs) which is free:T
• Go food shopping - need to do list
• Do any surveys which come up
• Make a baby list for a first aid/ care kit!
• Do washing up and clean kitchen

Think that is it for me so far, will hopefully be a NSD for me but not the OH!!

Peaches x

Wannabe01

Good morning everyone, It’s a nice sunny day here today so hopefully I will get the washing hung oustide.

Jobs to finish from yesterday:

· Complete E assignments
· Check pigsback
· Find the missing cheque (sadly running out of places to look)
· Sort menu plans – prep shopping list
· Catch up with one poll
· Check mystery shopping site
· Look into jobs on PPH

My list for today:

· Catch up with emails
· Sort diary
· Food shopping (sticking to list)
· Catch up with laundry
· Visit DM
· Clean and hoover downstairs
· Look into jobs on VW
· Complete 1000 words report for client 1
· All meals from plan
· LSD (only spend as budget)
· Sort ebay account and update
· Check and water plants
· Complete 1500 word report for client 2
· Relaxing shower
· Complete 1200 word report for client 3
· Complete some course work (loads to do for next week :eek:) This is on hold until I know if there is any point doing it
· Spend some quality time with OH and DS

Not too long a list for me today. Hope everyone has a good Saturday


UPDATE:

Not having a good day my student finances are going to be more than half what I thought therefore I am having to rethink what I am going to do.

mummyroysof3

well im not trying to be debt free but i dont want any in the first place so trying to live within our means, so planed a stay at home, relax/bit of housework type weekent so no spending till tuesday when we have money in the account lol must list some things on ebay as my soon needs a cheap cosy toes to keep him warm on our 3 school runs a day(my feet hurt just thinking about it lol)

charlotte

cobblers_boy

Morning all

Apologies for missing out yesterday.

Todays list

• Cut the grass - done yipee
• Walk the dogs
• Mealplan for next few days (family allowance day yesterday so back in black again)
• daily clicks completed
• Listed 2 items on ebay for friend
• Still need to complete posting of last ebay items sold
• Tidy and hoover dining room. OH now frustrated it has turned into a full time Ebay room!
• Ironing - not on list day as caught up at last
• Washing (and natural drying gorgeous day here) which will undoubtedly fill the ironing basket again

Have a great day all

CB