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capquest or capitalone

This question has probably been answered quite afew times but i can't find any relevant posts about this.

I've been in communication with capitalone regularly over my credit card but this week capquest have sent a letter asking me to call them.

I've decided to cca them but who do i send the letter to capquest or capitalone. On the letter it does say client: capitalone so i assume capquest are being used to get this debt.

If anyone could confirm which one it would be appreciated.

Also can i include in the letter the " i only want to communicate via letter" if so i assume this is to capquest.

thank you for helping

Comments

  • DGJsaver
    DGJsaver Posts: 2,777 Forumite
    Send both to the last company to be in touch with you.....and personally , i would send them seperately , and both by Recorded delivery
  • hi

    i must have got same letter as you,

    I,m paying monthly token payments for the the last six months to capital one,then get a letter from capquest saying i must phone them.

    so i have cca capquest yesterday.





    oldgrey wrote: »
    This question has probably been answered quite afew times but i can't find any relevant posts about this.

    I've been in communication with capitalone regularly over my credit card but this week capquest have sent a letter asking me to call them.

    I've decided to cca them but who do i send the letter to capquest or capitalone. On the letter it does say client: capitalone so i assume capquest are being used to get this debt.

    If anyone could confirm which one it would be appreciated.

    Also can i include in the letter the " i only want to communicate via letter" if so i assume this is to capquest.

    thank you for helping
  • hi

    i must have got same letter as you,

    I,m paying monthly token payments for the the last six months to capital one,then get a letter from capquest saying i must phone them.

    so i have cca capquest yesterday.

    thanks for both replies i'll send two letters recorded delivery

    did you use the address on the letter

    fleet 27 Rye Close Fleet Hampshire Gu51 2QQ ?

    thanks
  • hi oldgrey

    yes i used the address on the letter and sent it recorded delivery



    (fleet 27 Rye Close Fleet Hampshire Gu51 2QQ )
  • both sent today recorded delivery

    could you post back flybutterfly when you recieve anything

    what are others peoples experiences with doorstop visits do they just disregard the letter and turn up ?
  • hi oldgrey

    rec reply today account on hold for 28days and some nonesence about proof of payments that would assist with your query.

    could you also post back when you hear anything
  • I got two replies one asking me for my signigture before they send out the cca which i'm not going to do. I have to send another letter out tomorrow saying my sig isn't needed. The other letter was from capquest from the legal arm saying that i needed to pay the entire sum by the 3rd october. The account is now in dispute so i think this negates the 3rd october date. or am i mistaken ?

    Its strange because they would have only got the letter sat/ monday requesting the cca and yet the letters were both dated the 20th.


    so have you recieved your cca fly or are they giving themselves 28 days to find it.

    keep updating
  • after sending both letters capquest have written back informing me my account has been put on hold for 28 days while they find the documentation.

    have they contacted you since the last letter flybutterfly ?
This discussion has been closed.
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