Credit Report - No Bank acc

wiggyuk

Hi all I was wondering if there was a way to get a free credit report even though I dont have a bank account every site I try asks me for bank card details ?

DGJsaver

wiggyuk wrote: »

Hi all I was wondering if there was a way to get a free credit report even though I dont have a bank account every site I try asks me for bank card details ?

How to obtain your credit file:
You have the right to write to any of the credit reference agencies and ask for a copy of your credit reference file, which will cost you £2.
To apply by post, your letter should include:

• your full name -also any other names you have been known by e.g. your maiden name;
• your full address including postcode;
• any addresses where you have lived over the past six years;
• your date of birth; and
• a cheque or postal order for £2 made payable to the credit reference agency.

You should keep a copy of your letter and you may want to send it by recorded delivery. The credit reference agency has 7 working days to send you your file after receiving your letter and fee. Sometimes the credit reference agencies need more information from you before they can send you your file. For example, they may need proof of your name and address from a utility bill or bank statement. This is important to make sure that no one else gets your file by mistake or to check that no one else has fraudulently applied for your credit reference file. The agencies do not have to send you your file until they get this information.

The addresses of the credit reference agencies are:

Experian Ltd
Customer Support Centre
PO Box 8000
Nottingham
NG80 7WF


Equifax Plc
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US


Call Credit Plc
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ