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Negative Equity
Comments
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jpwrac
Welcome to MSE.
Feel free to start a new thread for your question.
GGThere are 10 types of people in this world. Those who understand binary and those that don't.0 -
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I like the reply....
"Anyone care to point out to this numpty that because the rate is fixed it will be unlikely that they will be able to overpay. I'd do it, but I'm not registered and can't be bothered to sign up."
Im going to have to quit my job with people like this about.
Regardless whether you are on fixed, capped, discount, tracker, variable, cashback products, You will need to check the individual offer that you have with regards to paying any lump sum off. A lot of deals these days will come with some degree of overpayment allowed clause if they are not fully flexible.
I do believe that the NR do have flexibility on a lot of their products.
I too cant be bothered registering on their forum so could someone respond for me lol!I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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