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Thursday 16th September - What DFW things have you done today?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D


Hello all

Check bank
Email friends back
Do comps before work
Go to work - half day :)
Arrange one night free - hopefully this time!!
Use free mins and texts
Do dusting
Try and vacuum car out depending on the weather
See to pets and take rubbish out
Go and see my mum after work
Dinner from stores - just me as oh is away for the night
Relaxing evening in


Hope everyone has a good day!
No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
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Comments

  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 September 2010 at 6:55AM
    Hi everyone :wave:

    Thanks for the thread Catmiaow :)

    Today I am:
    - going to work hard
    - put pennies in the jar
    - finish the washing up
    - launderette - not v MSE at all - is a total rip off but will help my mental state!! Will never get through all this washing at home. Feel like this is the story of my life!!
    - long walk at lunchtime (back home and back to work again - 40 min round trip in my shape ups!) so no shopping/spending
    - free exercise with all the walking I'm doing today 2x40mins:T
    - check e bay bids on behalf of DM
    - wonder all day about my kindle arriving:T Will prob miss post and have to get bus to the depot tomorrow morning - again not v MSE at all! :p
    - free drinkies at work
    - lunch from stores
    - friend coming over tonight for a good ol' goss :beer: £10 max on takeaway and wine.:naughty:
  • Morning all

    So far:
    1. checked onepoll - nothing there (boo)
    2. completed daily clicks
    3. made packed lunches for DS1 & 2
    4. Fed dogs
    5. Checked online banking - again boo as money from Paypal not gone in as expected
    Still to do
    1. walk the dogs
    2. wait for first mystery shopper to move from pending to confirmed (hopefully today)
    3. Try and have a proper NSD - thought I would yesterday but DS1 needed £2 for Army Cadets.
    4. Out for lunch with parents (they are paying :T)
    5. ironing I know gets a daily mention but I swear it breeds overnight.
    Have fun everybody and be back later

    CB :)
  • Morning all

    Hope everyone is well.

    I really must make more of an effort in getting on here everyday instead of as and when!

    My DFW list for today is:-

    • [STRIKE]Feed & water cats[/STRIKE] All fed and watered
    • Sort out dry laundry as OH has dumped it in the utility
    • Go to hospital for yet another scan - all is fine but they check the baby every 3 wks. Cambridge hospital is a godsend! Leaving at 9am!
    • List a few items on EBay and pack sold items (4!) Added 3 so far this morning
    • Add refill pages to baby scrap book and complete the new pages due to loads of scan photos
    • Tidy up utility room
    • Make a list of all baby related items and figure out what we need
    • Start packing hospital bag :o
    • Check savings account at cashpoint as they still havent sent me my online log in details :mad:
    Hope everyone has a great day

    Peaches x
    *~* Baby Girl born 29.10.10 - Isobelle Grace *~*
    Lloyds TSB - £2,350 Barclaycard - £850
    Sealed Pot Challenge 2011 #1048

  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 16 September 2010 at 6:58PM
    Good morning everyone, It’s a bit of a dull but dry day here at the moment. I enjoyed a bit of a longer sleep, as I am still full of the cold.

    My list for today is:
    • Complete 4000 word report for college
    • Catch up with emails
    • Get DS off to school
    • Quick shower
    • Complete 1200 word report for client
    • Complete copywriting work
    • Do some work on E assignments
    • Sort diary
    • Contact SAAS regarding student finances
    • Look for work on PPH
    • Sort revision notes for the exams that I have next week at college
    • Sort lecture notes from Monday’s lectures
    • Complete the questions on wildlife
    • Complete the online induction
    • Check ebay account
    • Look into Dictaphones
    • Sort menu plans and prep shopping list
    • Check online banks
    • Do some revision on wildlife
    • Stay indoors and keep warm (remember to drink enough)
    • NDS
    • All meals from the planner
    • Decide whether to type up course notes or just re-write them. I've decided to type my notes up.
    I think that all that I need to do today, so here goes………..
    Aiming to get Debt Free.
  • Morning all :wave:

    Today I will/have -
    • Checked online banking and all ok
    • Checked my CC balance transfer has gone through (it has)
    • Took chicken out of freezer so dinner will be from stores
    • Meeting a friend for shopping today but not taking credit cards, only cash :A
    • Received voucher from Valued Opinions yesterday so adding to my Christmas vouchers bundle :santa2:
    Not that much from me again today but it all helps I suppose :D

    Have a good day everybody

    Bye for now :hello:
    DFW Nerd Club # 1364
  • KiKi
    KiKi Posts: 5,381 Forumite
    Part of the Furniture 1,000 Posts
    edited 16 September 2010 at 11:49AM
    Today I will:

    * Check credit card payments went through and last month is paid off
    * Check Ebay account for items ending today
    * Check YouGov for surveys
    * Dry three lots of washing outside (not use the tumbledryer!)
    * Read letter and set up new savings account I've opened
    * Read through new OU materials
    * 3 minute shower!
    * Check PPH

    That's it, I think...plus, you know, actual work.

    Have a good day!
    KiKi
    ' <-- See that? It's called an apostrophe. It does not mean "hey, look out, here comes an S".
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Morning All :wave:

    ooh a Kindle La E, I am so jealous! :D Though it would be impractical really now, I only read in bed or armchair and a book suffices. There's no comuting in my life nowadays, which was when I first hankered after an e-book *sigh*

    It may be gloomy outside but we're cheery here because DD's dissertation is no longer hanging over us and DD2 is visiting us and we're going to chill and blitz the house - they're not totally incompatible ;)

    So today I have/will:
    • must check oil levels in my car and pump up DD's tyre - this way our old bangers will LAST (already 13 and 11 years old :rotfl:)
    • get DS2 to load pictures onto a chip for F-i-L's birthday present (digital frame with pictures of US already loaded :D)
    • out for supper with friends tonight :D:D:D (and the first friends I've visited this time without driving :eek: miles :D)
    • I need to read MG's book.....
    • lots of Flylady to be done, and shredding of DD's notes
    • check banking
    • relax :D:D:D
    Have a great day everybody :A
  • Good Morning Everyone:D

    Today I have
    checked online banking
    transferred dd's birthday money to her account
    breakfast from freezer (lovely crumpets;) with marmite of course)
    Go for shower
    Washing to go out on line
    Another lot ready to go in machine
    Doctors appt soon
    Put washing away,
    wrap present
    clean dd's bedroom
    Remember to go for haircut
    Sort through Rainbow folder
    Ring client
    File client papers

    Have a good day everyone :D
    My finances are work in progress.
    Normal veiwing will resume shortly
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning all, had a day off posting yesterday but today I have things to be excited about!

    - Checked banking - Ebay money has cleared to swap about into different accounts
    - Work out what to do with my 4278 clubcard points I have accrued, how best to use them!
    - Lunch and snacks from stores
    - Purse in car up the road again, close enough if I really need it but far enough away so can't be frivolous
    - Have bought part for my car this morning using staff discount, £7 instead of £11 :)
    - E-mail friend to see if she's still coming over tonight

    Jx
    Nothing to report as yet...give me a minute...!
  • Good morning

    Well today I have:

    Checked online banking (wages in!! Hooray)
    Been to Fracture Clinic (have to wear aircast boot for another 2 weeks! Aarghh:()
    Cleaned up yard
    Broken Dyson taken to skip by OH
    Still have dishwasher to do
    Make dinner (stuff taken out from freezer last night)
    Relax!

    Have a good day everyone xx
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