Debt Management Companies ?? HELP

arthurx1234

Hi
not looking for sympathy here just advice---as financially things are getting really tough for me ( and i am sure for some of you also) i was thinking of contacting a Debt Management Company listing my income and outgoings and working out an affordable monthly payment to send them so they can share it between my credit card companies any pay them.

just wondering if anyone had any experience regarding this subject and would like to give me some advice (apart from earn more money and dont spend so much via my credit cards)

just about to find the scissors and cut my cards up

cheers
arthur

CLAPTON

contact CCCS or Payplan ..they offer free advice and will manage a DMP without charge too.

if you wish to post a SoA (income & spending & debts) here i'm sure people will be able to make useful suggestions
see for further details

http://forums.moneysavingexpert.com/showthread.html?t=107280


EDITTED ORIGINAL SO DMP REPLACES DMS ...thanks for pointing it out

arthurx1234

THANKS
dms----whats that?
arthur

southernscouser

Can only second what Clapton has said mate.

I think he meant a DMP. A debt management plan. Basically what you described in your first post!

System

Yep defo Payplan or CCCS.

Lenny