Wednesday 15th Sept - What small DFW things have you done today ?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

morning :wave:, I just realised I got the date wrong yesterday & no-one noticed :rotfl:made me laugh first thing!

So today's the big day :j we're going on holiday later , but have a lot of things to do before hand (mostly not of the DFW variety!)

• go meet dd for breakfast (that's why I'm up so early when I'm not at work)
• go & meet dd's new social worker
• [STRIKE]check banking[/STRIKE]
• [STRIKE]update sig re GC[/STRIKE]
• freeze apples
• have leftovers for lunch
• get oh to make bread so we can make sandwiches for later (our flight is at 6:55) at the airport
• go to lidl & get babywipes & mouthwash
• call cc & find out when statemment is issued
• get petrol, check oil & water
• go get a gift for a colleague for her birthday (money from collection)
• quick shower
• make sure all sockets are turned off
• drop oh's parent's vacuum off
• drive carefully to the airport parking
• sew up a couple of holes on my black cardie

when I have done all of that I'm done & the holiday begins :j
Hope you all have a very happy, productive & debt slaying week :A

Wannabe01

Good morning everyone. It’s a bit of a wet morning here today. I am feeling ill today, my throat is burning, my nose is blocked and I just feel generally ill.
Thanks to DMS for starting the thred this morning

My list for today:

• Email lecturer regarding today’s absence
• Get DS off to school
• Go back to bed and get some rest I went back to bed for 10 minutes but couldn't rest as workmen are digging the road up outside my house :mad:
• Catch up with emails
• Quick shower
• Check one poll
• Do any available surveys
• Take meat out for dinner
• Complete 1200 word report for client 1
• Complete 1300 word report for client 2
• Complete 1300 word report for client 3
• Complete 900 word report for client 4
• Complete 1200 word report for client 5
• Complete E assignments
• Catch up with laundry
• Stay in the house and keep warm
• Catch up with the ironing I have done some of the pile will some more later or tomorrow
• Sort course work that is due on Monday I have made a start but going to take longer than I thought
• NSD – should be easy enough as I am not going out the door
• All meals from the planner
• Update diary

I think that is all that I need to do today, so here goes …………….

determined_new_ms

Wannabe01 wrote: »

Good morning everyone. It’s a bit of a wet morning here today. I am feeling ill today, my throat is burning, my nose is blocked and I just feel generally ill.

aw wannabe, rest a bit today & get better. You always do so much so you've earnt some rest

catmiaow

Hello all

[STRIKE]Check bank
Email friends back
Do comps before work
Post WOTV comp
Get stir fry veg
Go to work
Arrange one night free - hopefully this time!!
Use free mins and texts
See to pets and take rubbish out
Dinner from stores
Must go to dance class[/STRIKE]
Go to friends house for a catch up

Hope everyone has a good day!

lewis70

Hello from not so wet but very windy August Cottage.
1. Cycle to work
2. Get on top of ironing (not sit on top but do some)
3. Do OH's books and other admin
4.Finish sorting bedroom.

I will be very pleased if I get more than number 1 on the list done.

La_escocesa

Hi everyone :wave:

This is me:

• Brekkie at home
• Free cuppa x 2 at work :T
• Clean clean clean the kitchen
• Quick wash @ 30
• Work on my knitted blanket
• Bit of wedding planning but no spending emailing peeps

Not a lot but the kitchen is one major headache so that'll take me all night!

Happy Wednesday everyone!

Happy holidays DNMS!

xxx

stitching_witch

Morning all.
DNMS - have a lovely holiday, it will do you good to "switch off" for a while.

I don't have much planned today, and it's an accounts day at work so I'm feeling positive. That is apart from a meeting with my boss and my job-share partner as "we need to make things run a bit smoother"


So far today:

• run DW overnight on Economy 7
• made yogurt overnight in flask
• checked banking
• checked for surveys (where are they all???)
• fed and watered chickens and asked for at least 3 eggies today
• made lunch for work

I also hope to:

• swap allotment beetroot for colleague's seeds
• knit at lunchtime instead of hitting the shops
• ask DH to print off labels for the 13 jars of jam I made on Saturday
• all meals from mealplan/stores
• possible NSD (but I may need to put petrol in the bike)

Not a very inspired list, but I'm not feeling very inspired at the moment!

PurpleFairy26

Morning all! Have a great hold DNMS:j list for today:
A few carried over from yesterday
Wash christening robe
[STRIKE]Pick up tickets for London[/STRIKE]

Plus some new ones:
[STRIKE]Check banking[/STRIKE] :j at some points i didnt think we'd get here. I have first full pay check since mat leave. Includes holiday pay so actually more than a months salary on the down side it means rtw is looming
[STRIKE]Move money around into various accounts[/STRIKE]
[STRIKE]Small shop at mr t using moc and stick to list
Washing on dry inside[/STRIKE]
Review my wider to do list and see what's a priority in the next couple of weeks

Think that's about it. Have a great day everyone

unsavy_with_£

Good morning everyone,

Determined have a fantastic much earned holiday, relax and enjoy every minute! Gonna miss you!

Anyway didnt get on here yesterday, went and visited a friend who I havent visited for a while. Well I came away from there feeling very lazy and unorganised. Oh my god I couldnt believe how clean and tidy everything is, how organised she is to every last part. Really made me realise that I certainly need to get back to organisation. I got the cc statement in yesterday, havent opened it yet, need to but dreading it! I want to clear it!

I listed 4 items on ebay last night - yay.

Well today will not be a NSD as I have some bits to get down town. Have a list though so I should stay away from overspending.

I also need to:

- wash dogs bed and get out onto the line - hokey cokey as theres blue skies today!
- shred shred shred - recycling rubbish this week - dont want it sitting around anymore! there is loads
-list another 4 items on ebay

well I am going to leave the list there, for now. I will stop n later on and see how you are all doing.

hve a good day

abc1989

Morning all!

• Go For a Jog
• [STRIKE]Re-Start Diet[/STRIKE] :A
• [STRIKE]Make Lunch for work (Saving of £3.00)[/STRIKE]
• [STRIKE]Get a Bus Day Ticket saver - (-£4.20)[/STRIKE]
• [STRIKE]Tidy Desk at work before you can't see it[/STRIKE]
• Stick to 2 cups of tea - No Sugar!
• Buy myself a cheapish winter coat!
• Finish work in a positive mood
• Start Second Job at 6
• Try and make as much tips as possible for taxi home (£8-£10)
• Get a shower & be in bed before half one

Why is living so expensive!! haha!
Oh well, I'm sure I'll find a way to save on something

Wee_Pilsbury

Morning all

Today I will: -

• [STRIKE]Have brekkie at home[/STRIKE]
• [STRIKE]
  
• All meals from stores
• [/STRIKE][STRIKE]Check emails for survey opportunities[/STRIKE] got one
• [STRIKE]Have a NSD - first in a fortnight [/STRIKE]:D
• [STRIKE]
  
• Do a clear out and sort stuff for the next Ebay free listing day
• [/STRIKE]Do a storecupboard check and meal plan for the remainder of the month
• Bake Twink's hobnobs :T
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Meet friend for lunch (she's treating [/STRIKE]:D)
• Make some more jewellery for Christmas presents
• Have a chilled out day at home - that's always free!

Have a good day all

:hello: