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remortgage help

we have 2 variable and 1 fixed rate mortgage on our house all with the same lender, but feel we could get a better deal. Where do we start?

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Speak to your current lender and see what they can offer you. Also visit a 'Whole of Market' broker and see what they can come up with for you.

    If lender is better go with them, if broker can beat it then go that way
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • i used an online company called moneyquest, use them every 3 years to find me the best deal. They have proved for me to be very good
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    How long are you tied in for on the fixed rate?

    What is the penalty to come out early of that fixed rate? As you would need to factor that into your calculations.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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