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First time buyer mortgage

If I go onto the mortgage with my partner will it affect me getting a first time buyers mortgage down the line?

Also if I purchase a property and rent it out and it is my first property do I have to have a buy to let mortgage and therefore more of a deposit?

cheers all

Marianne

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes ans yes is the simple answer
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Not just in terms of deals, but implications also for Stamp Duty.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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