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Credit problems
chippydog
Posts: 23 Forumite
I have 2 CCJs on my credit file from 2005 and 2006 both satisfied. When will they be erased from my file? when they were issued or when they were paid off?
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Comments
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If they have been paid in full they should show as satisfied but will not be removed. Once the judgement is 6 years old it will come off the file.
Get a copy of your credit report and check they have been satisfied. If not you need to apply to the court for a 'certificate of satisfaction' which can be sent to the credit agencies to mark as satisfiedI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
That is all sorted but when are they removed? 6 years from issue or 6 years from being satisfied?0
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