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Sub 20K I can't believe it!!!!!!

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  • Mirtos
    Mirtos Posts: 728 Forumite
    well done :dance: enjoy NY - you deserve the treat :T
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • hi... thanks for the words of advice ... its only the second time this has ever happened... but will write a letter and see what happens.....
    Work to live= not live to work
  • nidje
    nidje Posts: 119 Forumite
    great news, keep up the good work.
    N x
  • D&DD
    D&DD Posts: 4,405 Forumite
    Oh my god well done thats such wonderful news!!!!!!!!!!!:D :j :D :j It's so good to read how people are getting on and thats a mighty big chunk you've got rid of since xmas you should feel very,very proud :T :T :T
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done that great news :T so please for you :T

    Sub £20k is my next goal, can't wait
  • THe OH & I have to go back to NY at least twice a year to visit the kin. We always bring a large, empty suitcase & make a beeline for Target. If youre near one, you'll see what I mean. Its the ideal time to stock up on stuff you would be buying here anyway that is very expensive: shoes, jackets, sunglasses, peanut butter, cosmetics. Plus you may be able to extend your Christmas budget if you get the stuff there. Just make sure you dont exceed your baggage allowance coming home or else you'll have to pay a penalty! :)
    Debt & Mortgage free...
  • :T :T :T well done thats great :T :T :T
    If you want the rainbow you have to go through the rain.

    DMP start jan 2012 hopefull finish march 2020

    Weight to loose 49lbs done of 91lbs finally sat in a pair of size 14 jeans and top for the first time in 14 years :j
  • Cazzdevil
    Cazzdevil Posts: 1,054 Forumite
    Part of the Furniture Combo Breaker
    You've paid off nearly £20k since February?! That's incredible going, give yourself a pat on the back (or indeed a trip to NY...).

    Well done!!
  • Thats brill maccas!

    I'm off on holiday too! Although It cost me.....Nothing! I won a trip at work for 4 so me and the family are off to Espana 2 weeks! And smile is paying for my spending money through bank charges yay!
    Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?
  • That's fantastic- very happy for you! Sub £20K is my next goal too so can imagine how chuffed you are :-)
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
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