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Credit Building Card - I got one!

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I got my Capital One Classic card through the post today. I went BR 3 years ago, discharged in April 08 and they have given me a credit limit of £500.

I managed to keep my mobile phone contract when I went BR, I also have Virgin TV etc... and also a bank account, so I think all this on my credit file has done me a favour in the long run.

I plan on paying off the full balance each month, but it's such a relief now I have some back up for emergencies... hopefully I won't have any, but just having this card has reduced my stress levels a bit when it comes to money. :)

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